Supporting safer pension investmentsOur new LV= Smoothed Managed Funds Pension Series 1 (Smoothed Pension) offers three multi-asset funds designed for steady growth with a smoother investment journey, reducing the stress and anxiety that can come with stock market investing. Specially designed to suit risk-sensitive clients, our smoothed pension funds offer a safer investment solution – during the accumulation process and while taking drawdown income.
Clients can access the funds through our industry recognised LV= Pension (Flexible Transitions Account).
Take away the worry of day-to-day investing with our built-in smoothing mechanism. We average fund prices over the previous 26 weeks to reduce the impact of market volatility on your client's investments. It’s simple, transparent and easy to explain to your clients – read more about smoothing.
- Plus, our enhanced smoothing process means unit prices are averaged from day 2.
- Steady medium to long term growth with no unexpected price adjustments to date.
- Check your client's investment value quickly and easily with our online valuation tool.
- Smoothed Managed Cautious fund allows clients to buy an optional 10-year capital guarantee for added reassurance. Your clients can add to their investments at outset, or when a previous guarantee expires.
- Funds risk-rated 3, 4, and 5 by Distribution Technology and Defaqto to help you assess client suitability.
- Benefit from a simple online quote and apply process with no signatures or automated ID checks.
- 100.1% of initial investment available to beneficiaries if your client dies.