- Supporting You
- Supporting Your Client
- Document Library
Your client’s home is likely their biggest asset. A lifetime mortgage can help unlock the equity tied up in their home – meaning they can achieve their objectives in later life.
There are many features available, including:
The table shows the rates based on LTVs available for a 70 year old. For other LTVs and ages, please use our Lifetime Mortgage Lump Sum+ calculator.
The rates above will apply for initial borrowing only.The actual rates shown in your personalised KFI will be based on age and LTV.
The interest rate applied to any further advances will be dependent on both the total LTV and prevailing interest rates at the time of the advance and is likely to be higher than the rate applicable to new customers.
On a joint life basis, the interest rate for the lowest age will apply.
Interest is compounded annually meaning it continues to roll up as future interest is added on top. We charge interest daily to calculate the amount owed if a repayment is made part way through a year.
|LTV scale at age 70||AER (fixed)||Monthly equivalent|
Our support goes beyond offering quality lifetime mortgage products. We understand your clients – as their lives change, the need for quality and convenient medical services grow.
LV= Doctor Services gives your client and their spouse/partner, fast and easy access to medical services:
LV= Doctor Services is a non-contractual benefit which can be changed or removed at any time.
Considering care options can be stressful. To help your clients navigate the care system, we’ve partnered with MorganAsh to offer Care Navigator.
8.30am - 5.30pm Mon-Fri
TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.