Our Smoothed Managed Funds have a track record of performing as they should during difficult market conditions. During the heightened market volatility in early 2020, our funds continued to function normally – with no unexpected price adjustments.
With a range of multi-asset, risk-rated options, our funds have been designed to deliver a low volatility investor experience for your risk-sensitive clients – typically those who are in or nearing retirement.
Suited to your risk-averse clients, smoothing helps to iron out the highs and lows of the market. The result: a smoothed average fund price.
Learn more about smoothingOur Smoothed Managed Funds are multi-asset and risk-rated to specifically appeal to clients with a ‘very low’ to ‘low-medium’ attitude to investment risk. They are managed to our exacting mandate by Columbia Threadneedle Investments.
More on fund managementGuarantee options, availability and terms differ by product (LV= ISA, LV= Smoothed Pension, Flexible Guarantee Bond and LV= TIP) – all helping to further reduce the risk for your clients.
More on guarantees in the product profilesThe funds within our Smoothed Managed Fund range are designed to provide steady long-term growth for at least 5 years or longer.
Our smoothing process doesn’t prevent investments from dropping in value. Smoothing will not prevent losses in longer term falling markets.
Your clients’ investments go down as well as up – they could get back less than invested.
In exceptional market conditions (when the underlying price is 80% or less of the averaged/'smoothed' price), the fund will be valued on the underlying price. We also reserve the right to do this at other times.
Where a guarantee option is available, your client will need to be aware of the associated terms and charges.
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TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.