We put protecting income at the heart of our menu plan, making it easy for you to recommend the LV= Flexible Protection Plan to your clients.
Our menu plan includes a comprehensive package of products with flexible options, allowing you to tailor the plan to their protection needs.
Our menu overview video covers the reasons to believe in our menu plan, the products included, tools to help with your menu recommendations and value added benefits.
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LV= Income Protection provides comprehensive cover for families with tailored options for doctors, surgeons, dentists, teachers and renters.
It also includes a number of special features at no extra cost, including parent and child cover, death benefit, rehab support services, fracture cover and £1,500 benefit guarantee.
Personal Sick Pay is our age-costed option aimed specifically at clients in riskier jobs who – like tradespeople, nurses and electricians who can be more expensive to insure, and need tailored cover.
It also offers shorter waiting periods including day 1 and 1 week, making it ideal for those who don’t have sick pay in place and need cover to start paying out sooner.
Our more affordable Critical Illness option covers the conditions your client is more likely to claim on, and more. Children’s cover is not included but can be added at an additional cost.
For extra peace of mind, Life and Enhanced Critical Illness Cover protects against more conditions, includes wider coverage for cancer and standard Children’s Cover at no added cost.
With both Critical Illness options your client can choose to take out the cover with Enhanced Children’s Cover at an additional cost. This covers any current and future children from birth to 23 for 95 conditions (including 10 child-specific illnesses). Your client is also covered for 6 pregnancy complications.
Our Life Protection can financially support your client’s family when the unexpected happens. It provides a one-off lump sum payment to your client’s loved ones – helping ease the upfront financial burden.
Family Income Benefit pays a monthly income and helps your client's family keep up with their day-to-day living costs.
Our online calculator helps your clients see the true value of financial protection – in no time at all. Simply input some basic details to instantly get a personalised risk report.
Our menu tool is designed to help you discover more about the products and features that could be best suited to the individual needs of your client.
Bring life to your protection conversations, by sharing real stories that highlight the impact of protection. Find some examples to support your advice.
Remote GP 24/7
Prescription services
Second opinion
Remote physiotherapy
Remote psychological support
Discounted health MOT's
Your client’s children are also covered, up to age 16, for Remote GP 24/7, Prescription Services and Second Opinion, where your client is the parental guardian.
For Remote Physiotherapy and Remote Psychological Support your client may be limited to five free sessions a year. This cap is shared between the policyholder and their spouse/partner.
