The health of your client’s children is a priority. No-one wants to think of their child becoming seriously ill. It’s rare, but it can happen. Although money will be the last thing on your client’s mind, unexpected costs – like time out of work, child care, or adaptations to their home – can have a financial and emotional impact on their family.
We have two options for children's cover, offering different levels of protection:
- Our standard Children’s Cover is included in your clients' policy automatically and at no additional cost. This covers 85 conditions and pays a lump sum equal to half the amount of cover on the main policy (subject to a maximum payment of £25,000) if your client’s child is diagnosed with a life-changing condition or injury.
- Our Enhanced Children’s Cover gives your clients the option to cover more conditions for their children. As well as the 85 conditions included in the standard cover, this includes additional cover for 10 child-specific conditions and 6 pregnancy complications for your client. Our Enhanced Children's Cover also means that your clients will receive a larger payment for a claim, of 50% of cover on the main policy up to a maximum of £35,000.