We provide the option for your client to add Enhanced Children’s Cover at an additional cost if they take out Life and Critical Illness cover.
For your clients that opt for Life and Enhanced Critical Illness, a standard level of Children’s Cover is included at no additional cost. If your client would like more comprehensive cover for your children they can increase this cover to Enhanced Children’s Cover.
Included automatically with Life and Enhanced Critical Illness cover only.
*20 conditions are included under one additional payment condition, ‘less advanced cancer’.
Applies to both Life and Critical Illness cover and Life and Enhanced Critical Illness cover if selected at an additional cost.
*20 conditions are included under one additional payment condition, ‘less advanced cancer’.
We’ll cover your client's children for 10 child-specific conditions including:
We also cover 6 pregnancy complications:
If your client needs to claim on their Enhanced Children’s Cover policy, they’ll receive a child’s claim payment of the lower amount - either 50% of the parents cover or up to £35,000, for any of the full payment or child specific conditions children covered by the policy.
For the pregnancy complications stated above, if the person insured is diagnosed with one of the listed conditions, we will pay £5,000 where we'll pay once per pregnancy.
Under Enhanced Children’s cover, we’ll cover from the 24th week of pregnancy for stillbirth (excluding elective pregnancy termination). If your client's child dies before their 23rd birthday or the end date of their policy, we will pay £5,000 towards the cost of their funeral.
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