- Fixed Term Annuity
- Equity Release
- Supporting You
- Supporting Your Client
- Document Library
We’re here to help you grow your clients’ savings, and with our Smoothed Managed Funds Bond you can make the most of its unique features to do just that. It’s an onshore investment option with a range of fund options managed to our mandate by Columbia Threadneedle Investments.
Designed to provide long-term steady to moderate growth, with very low to medium level risk investment, the main features of our Smoothed Bond include:
Looking to mitigate inheritance tax on large sums
Who don’t have access to tax-efficient investment wrappers like ISAs
Who have high CGT exposure, with no dividend allowance
Want lower risk and potential above inflation returns
Lump sum investors who want to utilise a multi-tax wrapper approach
Will pay high CGT on the returns of other investments
Want to balance out their portfolio and have a healthy risk appetite
Want to preserve wealth as they approach retirement
We want your clients to live confidently. That’s why we give our members more with their LV= Smoothed Bond.
As an investor in our Smoothed Bond, your client automatically becomes a member of LV=. Being a member will give them access to exclusive member benefits and additional support services.
Putting your client’s interests first. As a mutual, we’re owned by our members. We put the interests of your clients first, rather than those of external shareholders. We offer benefits to certain with-profits members – your LV= Smoothed Bond clients are eligible.
Giving back to our members with a mutual bonus. We’re committed to serving our members and creating long-term value for them. Our aim is for eligible members to share in the success of our business – we do this through the LV= mutual bonus. The mutual bonus is our way of rewarding eligible with-profits members for their support of the development and growth of our business. If a mutual bonus is awarded, the value of an eligible policy will increase by a percentage agreed by our Board and dependant on a number of factors.