We’re here to help you grow your clients’ savings, and with our Smoothed Managed Funds Bond you can make the most of its unique features to do just that. It’s an onshore investment option with a range of fund options managed to our mandate by Columbia Threadneedle Investments.
Designed to provide long-term steady to moderate growth, with very low to medium level risk investment, the main features of our Smoothed Bond include:
Looking to mitigate inheritance tax on large sums
Who don’t have access to tax-efficient investment wrappers like ISAs
Who have high CGT exposure, with no dividend allowance
Want lower risk and potential above inflation returns
Lump sum investors who want to utilise a multi-tax wrapper approach
Will pay high CGT on the returns of other investments
Want to balance out their portfolio and have a healthy risk appetite
Want to preserve wealth as they approach retirement
We want your clients to live confidently. That’s why we give our members more with their LV= Smoothed Bond.
As an investor in our Smoothed Bond, your client automatically becomes a member of LV=. Being a member will give them access to exclusive member benefits and additional support services:
Putting your client’s interests first. As a mutual, we’re owned by our members. We put the interests of your clients first, rather than those of external shareholders. We offer benefits to certain with-profits members – your LV= Smoothed Bond clients are eligible.
Potential investment boost with our mutual bonus after the first year. When we do well, we are able to reward and recognise eligible members for their support in the development and growth of our business through a mutual bonus*.
*The decision to give a mutual bonus is at the sole discretion of our board of directors. We can’t guarantee that we’ll be able to announce a mutual bonus every year, as it will depend on our future trading profits, financial strength and our decisions on how we wish to reward our members. We can take mutual bonus away in exceptional circumstances, for example if it were required to protect our financial strength.
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