LV= Smoothed Bond:

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Key features of the LV= Smoothed Managed Funds Bond Series 1

Our Smoothed Bond is designed to deliver long-term capital growth, whilst reducing the volatility felt by your client. The bond comes with in-built smoothing designed to avoid sharp rises and falls in investment value by averaging returns over a 26-week rolling period.

Learn more about our smoothing mechanism.

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Online valuations, made simple

Our Savings and Retirement Adviser Portal allows you to quote and apply, as well as check the value of your client's investment in just a few clicks.

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Fund options, risk-rated

Our Smoothed Bond comes with a choice of life funds: Extra Cautious, Cautious, Balanced, Growth and Growth Plus. The funds are risk-rated by multiple agencies to help you assess client suitability.

More information about our risk ratings.

Key documents

Here you can find the key documents related to our Smoothed Bond. You can also find additional documents in our document library.

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Optional capital guarantee

Add security to your client’s investment with an optional capital guarantee, for a fixed 10-year term. Here are some important things to note:

  • The guarantee is only available with the Smoothed Managed Cautious fund.
  • The Bond will be worth at least the amount it was when the guarantee was added – less any money paid out of the bond during the guarantee term.
  • If the Bond is worth more than the guaranteed amount at the end of the term – your client gets the extra too.
  • There is an additional charge for the guarantee.
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Benefits, exclusively for members

The LV= Smoothed Bond is a with-profits investment, meaning your client becomes a member when they take out this product. 

More about member benefits.

Contact Phone

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0800 678 1890

9am - 5pm Mon-Fri

TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.