LV= TIP:

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LV= Trustee Investment Plan (LV= TIP)

Our Smoothed Managed Funds Trustee Investment Plan is a single premium investment plan for Trustees of UK registered pension schemes.

With three funds to suit different risk-appetites, LV= TIP offers your client access to our unique smoothed funds as part of their regular Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS).

  • Simple and transparent smoothing mechanism based on past performance for fewer shocks.
  • Enhanced smoothing process means unit prices are averaged from day 2.
  • Steady medium to long term growth with no unexpected price adjustments to date.
  • Whilst there is no minimum or fixed term, we would expect an investment term of at least five years and ideally longer.
  • Three multi-asset funds managed by expert global fund managers Columbia Threadneedle Investments (CTI).
  • Funds risk-rated 3, 4, and 5 by Distribution Technology and Defaqto.
  • Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee for added reassurance.

Product profile

Find a summary of the relevant product information, in accordance with the Insurance Distribution Directive.

Important information

There are some important things you need to know about our LV= TIP:

  • This is a non-profit plan so clients will not be eligible to participate in any of our distributions to with-profits policyholders. For example, they will not be eligible to receive a mutual bonus.

  • Your client’s investments may go down as well as up, and they could get back less than invested.
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Added reassurance with an optional guarantee

The Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee. Guarantees can be bought on initial and subsequent investments at outset, or on the expiry of a previous guarantee, subject to availability.

Smoothed returns

Our proven smoothing process helps level the concerns of day-to-day investing. It’s simple, transparent and performed exactly as intended through market shocks.

 More on smoothing

Expert fund management

The three LV= TIP funds are managed to our exacting mandate by Columbia Threadneedle Investments.

 More on fund management 

Smoothed Managed Fund range

Our smoothed funds are available through a pension, bond and ISA.

 More on smoothed investments 

Contact Phone

Let's talk

0800 085 0250

9am - 5.30pm Mon-Fri

TextDirect: first dial 18001. We will record or monitor calls for training and auditing.