Important information
There are some important things you need to know about our LV= TIP:
LV= TIP:
Download documents
Quote & Apply
Servicing
LV= TIP
Our Smoothed Managed Funds Trustee Investment Plan (TIP) is a single premium investment plan for Trustees of UK registered pension schemes.
With funds to suit different risk-appetites, LV= TIP offers your client access to our unique smoothed funds as part of their regular Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS).
- Simple and transparent smoothing mechanism based on past performance for fewer shocks.
- Enhanced smoothing process means unit prices are averaged from day 2.
- Steady medium to long term growth with no unexpected price adjustments to date.
- Whilst there is no minimum or fixed term, we would expect an investment term of at least five years and ideally longer.
- A range of multi-asset funds managed by expert global fund managers Columbia Threadneedle Investments (CTI).
- Funds risk-rated by multiple agencies.
- Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee for added reassurance.
Product profile
Find a summary of the relevant product information, in accordance with the Insurance Distribution Directive.
This is a with-profits plan so members will be eligible to participate in our distributions to with-profits policy holders and they will be eligible to receive a mutual bonus.
- Smoothing can be suspended at our discretion. This may be in exceptional conditions or if the underlying price was 80% or less of the averaged price. If smoothing was suspended the funds may need to be valued using the underlying price. We also have discretion to use a daily gradual averaged price with an appropriate smoothing period of up to 26 weeks. Full details are contained in the document Your guide to how we manage our unitised with-profits Smoothed Managed Funds business.
Added reassurance with an optional guarantee
The Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee. Guarantees can be bought on initial and subsequent investments at outset, or on the expiry of a previous guarantee, subject to availability.
Smoothed returns
Our proven smoothing process helps level the concerns of day-to-day investing. It’s simple, transparent and performed exactly as intended through market shocks.
Expert fund management
The LV= TIP funds are managed to our exacting mandate by Columbia Threadneedle Investments.
Smoothed Managed Fund range
Our smoothed funds are available through a pension, bond and ISA.
Let's talk
0800 085 02509am-5pm Mon-Fri
TextDirect: first dial 18001. We will record or monitor calls for training and auditing.