Name: LV= TIP
Brand: LV=

LV= TIP:

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LV= TIP

Our Smoothed Managed Funds Trustee Investment Plan (TIP) is a single premium investment plan for Trustees of UK registered pension schemes.

With funds to suit different risk-appetites, LV= TIP offers your client access to our unique smoothed funds as part of their regular Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS).

Simple and transparent smoothing mechanism based on past performance for fewer shocks.
Enhanced smoothing process means unit prices are averaged from day 2.
Steady medium to long term growth with no unexpected price adjustments to date.
Whilst there is no minimum or fixed term, we would expect an investment term of at least five years and ideally longer.

A range of multi-asset funds managed by expert global fund managers Columbia Threadneedle Investments (CTI).
Funds risk-rated by multiple agencies.
Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee for added reassurance.

Product profile

Find a summary of the relevant product information, in accordance with the Insurance Distribution Directive.

LV= TIP product profile

Important information

There are some important things you need to know about our LV= TIP:

This is a with-profits plan so members will be eligible to participate in our distributions to with-profits policy holders and they will be eligible to receive a mutual bonus.

Smoothing can be suspended at our discretion. This may be in exceptional conditions or if the underlying price was 80% or less of the averaged price. If smoothing was suspended the funds may need to be valued using the underlying price. We also have discretion to use a daily gradual averaged price with an appropriate smoothing period of up to 26 weeks. Full details are contained in the document Your guide to how we manage our unitised with-profits Smoothed Managed Funds business.

Added reassurance with an optional guarantee

The Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee. Guarantees can be bought on initial and subsequent investments at outset, or on the expiry of a previous guarantee, subject to availability.

Smoothed returns

Our proven smoothing process helps level the concerns of day-to-day investing. It’s simple, transparent and performed exactly as intended through market shocks.