Important information
There are some important things you need to know about our LV= TIP:
LV= TIP:
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LV= Trustee Investment Plan (LV= TIP)
Our Smoothed Managed Funds Trustee Investment Plan is a single premium investment plan for Trustees of UK registered pension schemes.
With three funds to suit different risk-appetites, LV= TIP offers your client access to our unique smoothed funds as part of their regular Self-Invested Personal Pension (SIPP) or Small Self-Administered Scheme (SSAS).
- Simple and transparent smoothing mechanism based on past performance for fewer shocks.
- Enhanced smoothing process means unit prices are averaged from day 2.
- Steady medium to long term growth with no unexpected price adjustments to date.
- Whilst there is no minimum or fixed term, we would expect an investment term of at least five years and ideally longer.
- Three multi-asset funds managed by expert global fund managers Columbia Threadneedle Investments (CTI).
- Funds risk-rated 3, 4, and 5 by Distribution Technology and Defaqto.
- Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee for added reassurance.
Product profile
Find a summary of the relevant product information, in accordance with the Insurance Distribution Directive.
This is a non-profit plan so clients will not be eligible to participate in any of our distributions to with-profits policyholders. For example, they will not be eligible to receive a mutual bonus.
- Your client’s investments may go down as well as up, and they could get back less than invested.
Added reassurance with an optional guarantee
The Smoothed Managed TIP Cautious fund allows clients to buy an optional 10-year capital guarantee. Guarantees can be bought on initial and subsequent investments at outset, or on the expiry of a previous guarantee, subject to availability.
Smoothed returns
Our proven smoothing process helps level the concerns of day-to-day investing. It’s simple, transparent and performed exactly as intended through market shocks.
Expert fund management
The three LV= TIP funds are managed to our exacting mandate by Columbia Threadneedle Investments.
Smoothed Managed Fund range
Our smoothed funds are available through a pension, bond and ISA.
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