Giving you a quick, indicative decision
Our Pre-Underwriting Tool is part of Fastway. It allows you to enter illnesses and conditions to get an instant, indicative decision.
Get decisions on the following products:
Our Pre-Underwriting Tool is part of Fastway. It allows you to enter illnesses and conditions to get an instant, indicative decision.
Get decisions on the following products:
We’ve designed the tool to help you understand how the disclosures may affect the underwriting outcome and whether this will result in ordinary rate, a loading, where we've increased the amount the customer needs to pay, an exclusion, where we aren't able to pay a claim for a specific condition or as result of a specific illness, injury, or event or result in us being unable to offer cover.
There are many benefits including:
24/7 access – submit business online, whenever it suits you.
Instant decisions – we give indicative decisions instantly, for over 76% of clients.
Multiple conditions – use the interactive tool for multiple disclosures. For more complex cases, you’ll see the medical evidence needed with an indication of the final underwriting outcome.
Unique ID – each enquiry generates a unique record, saved in your Fastway dashboard. It helps with your compliance process, and reduces the room for error.
Used by experts – our underwriters use the tool during manual underwriting – so you’ll get the same advice and results as we do.
No nasty surprises – the tool mirrors the questions and outcomes from the full application. It helps manage your client’s expectations, and avoids wasted applications.
Comprehensive – our rules engine searches over 1,000 conditions, providing an indicative decision for over 90% of common enquiries.
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