Business Protection:


Supporting your business protection decisions

When it comes to recommending business protection, there are many factors for you to consider. To streamline this process, we’ve developed a range of calculators – specifically designed for your business protection recommendations.

Relevant Life Cover calculator

Calculate the appropriate cover amount and demonstrate the savings your client could make with our dedicated Relevant Life Cover calculator.

Key Person Cover calculator

Use the key person’s contribution to the business profits – helping you work out the right amount of cover.

Premium Equalisation calculator

Fairly split the total cost of cover between shareholders or partners, relative to the benefits they’re set to gain.

Online Trusts

Be guided through the process of setting up a trust for your client. With electronic signatures for settlors, trustees and witnesses, we’ve made the process easier than ever.

Business Valuation calculator

Find the potential value of a business, based on average net profits, net assets and a profit multiplier.

Business Risk calculator

Demonstrate how the likely health issues of key employees and business owners will affect your client’s business.

Tool form

Looking for personal protection

Find tools and calculators specifically designed for your personal protection requirements.

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Key Person Cover – a client’s guide

Help explain the need for insurance, and illustrate the risks associated with losing a key person in your client’s business with our client guide.

Share and Partnership Protection – a client’s guide

Your client should understand what would happen if a business owner dies suddenly or suffers a serious illness. Our client guide gives them an overview of their options.

Relevant Life Cover - a client's guide

Relevant Life Cover allows business clients who are company owners to offer a death-in-service benefit to their employees (including salaried directors).
Contact Phone

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