

<!DOCTYPE html>
<html lang="en">

<head>
    <meta name="viewport" content="width=device-width, initial-scale=1.0, user-scalable=1">
    <meta http-equiv="content-type" content="text/html; charset=UTF-8" />
    <meta http-equiv="X-UA-Compatible" content="IE=edge" />

    <link rel="icon" href="/Athena_Icons/favicon.ico" />
    <!-- OneTrust Cookies Consent Notice start for lvadviser.com -->
<script type="text/javascript" src="https://cdn-ukwest.onetrust.com/consent/2e928774-799b-4c64-9cb0-9d5b40d51598/OtAutoBlock.js" ></script>
<script src="https://cdn-ukwest.onetrust.com/consent/2e928774-799b-4c64-9cb0-9d5b40d51598/otSDKStub.js"  type="text/javascript" charset="UTF-8" data-domain-script="2e928774-799b-4c64-9cb0-9d5b40d51598" ></script>
<script type="text/javascript">
function OptanonWrapper() { }
</script>                    <script type="text/javascript" async="" src="https://www.google-analytics.com/analytics.js"></script>

    <!-- OneTrust Cookies Consent Notice end for lvadviser.com -->


    <!--Livechat-->
    

    <!--Livechat-->
    <!--head-->
    <script>
// Define dataLayer and the gtag function.
window.dataLayer = window.dataLayer || [];
function gtag() { dataLayer.push(arguments); }
// Default ad_storage to 'denied'.
gtag('consent', 'default', {
'ad_storage': 'denied',
'ad_user_data': 'denied',
'ad_personalization': 'denied',
'analytics_storage': 'denied',
'wait_for_update': 500
}); 
</script>        <!-- Google Tag Manager -->
<!-- Google Tag Manager -->
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.setAttributeNode(d.createAttribute('data-ot-ignore'));j.async=true;j.src=
'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-PMP567W');</script>
<!-- End Google Tag Manager -->        <!-- End Google Tag Manager -->
    <script type="text/javascript" src=""></script>



    <title>Equity Release for Advisers | LV= Adviser</title>
    <meta name="description" content="LV= Equity Release helps your clients fund a comfortable standard of living in retirement. Learn more about our equity release products." />
    <script>var category = 'Products'</script>
    <link rel="canonical" href="https://www.lvadviser.com/equity-release" />
            <meta property="og:url" content="https://www.lvadviser.com/equity-release" />


    <!--/head-->

    <script data-desc="Namespace object">
        var LVSiteConfigs = { components: { data: [] } };
    </script>

    
        <script type="text/javascript">
            !function(v,y,T){var S=v.location,k="script",D="instrumentationKey",C="ingestionendpoint",I="disableExceptionTracking",E="ai.device.",b="toLowerCase",w=(D[b](),"crossOrigin"),N="POST",e="appInsightsSDK",t=T.name||"appInsights",n=((T.name||v[e])&&(v[e]=t),v[t]||function(l){var u=!1,d=!1,g={initialize:!0,queue:[],sv:"6",version:2,config:l};function m(e,t){var n={},a="Browser";return n[E+"id"]=a[b](),n[E+"type"]=a,n["ai.operation.name"]=S&&S.pathname||"_unknown_",n["ai.internal.sdkVersion"]="javascript:snippet_"+(g.sv||g.version),{time:(a=new Date).getUTCFullYear()+"-"+i(1+a.getUTCMonth())+"-"+i(a.getUTCDate())+"T"+i(a.getUTCHours())+":"+i(a.getUTCMinutes())+":"+i(a.getUTCSeconds())+"."+(a.getUTCMilliseconds()/1e3).toFixed(3).slice(2,5)+"Z",iKey:e,name:"Microsoft.ApplicationInsights."+e.replace(/-/g,"")+"."+t,sampleRate:100,tags:n,data:{baseData:{ver:2}}};function i(e){e=""+e;return 1===e.length?"0"+e:e}}var e,n,f=l.url||T.src;function a(e){var t,n,a,i,o,s,r,c,p;u=!0,g.queue=[],d||(d=!0,i=f,r=(c=function(){var e,t={},n=l.connectionString;if(n)for(var a=n.split(";"),i=0;i<a.length;i++){var o=a[i].split("=");2===o.length&&(t[o[0][b]()]=o[1])}return t[C]||(t[C]="https://"+((e=(n=t.endpointsuffix)?t.location:null)?e+".":"")+"dc."+(n||"services.visualstudio.com")),t}()).instrumentationkey||l[D]||"",c=(c=c[C])?c+"/v2/track":l.endpointUrl,(p=[]).push((t="SDK LOAD Failure: Failed to load Application Insights SDK script (See stack for details)",n=i,o=c,(s=(a=m(r,"Exception")).data).baseType="ExceptionData",s.baseData.exceptions=[{typeName:"SDKLoadFailed",message:t.replace(/\./g,"-"),hasFullStack:!1,stack:t+"\nSnippet failed to load ["+n+"] -- Telemetry is disabled\nHelp Link: https://go.microsoft.com/fwlink/?linkid=2128109\nHost: "+(S&&S.pathname||"_unknown_")+"\nEndpoint: "+o,parsedStack:[]}],a)),p.push((s=i,t=c,(o=(n=m(r,"Message")).data).baseType="MessageData",(a=o.baseData).message='AI (Internal): 99 message:"'+("SDK LOAD Failure: Failed to load Application Insights SDK script (See stack for details) ("+s+")").replace(/\"/g,"")+'"',a.properties={endpoint:t},n)),i=p,r=c,JSON&&((o=v.fetch)&&!T.useXhr?o(r,{method:N,body:JSON.stringify(i),mode:"cors"}):XMLHttpRequest&&((s=new XMLHttpRequest).open(N,r),s.setRequestHeader("Content-type","application/json"),s.send(JSON.stringify(i)))))}function i(e,t){d||setTimeout(function(){!t&&g.core||a()},500)}f&&((n=y.createElement(k)).src=f,!(o=T[w])&&""!==o||"undefined"==n[w]||(n[w]=o),n.onload=i,n.onerror=a,n.onreadystatechange=function(e,t){"loaded"!==n.readyState&&"complete"!==n.readyState||i(0,t)},e=n,T.ld<0?y.getElementsByTagName("head")[0].appendChild(e):setTimeout(function(){y.getElementsByTagName(k)[0].parentNode.appendChild(e)},T.ld||0));try{g.cookie=y.cookie}catch(h){}function t(e){for(;e.length;)!function(t){g[t]=function(){var e=arguments;u||g.queue.push(function(){g[t].apply(g,e)})}}(e.pop())}var s,r,o="track",c="TrackPage",p="TrackEvent",o=(t([o+"Event",o+"PageView",o+"Exception",o+"Trace",o+"DependencyData",o+"Metric",o+"PageViewPerformance","start"+c,"stop"+c,"start"+p,"stop"+p,"addTelemetryInitializer","setAuthenticatedUserContext","clearAuthenticatedUserContext","flush"]),g.SeverityLevel={Verbose:0,Information:1,Warning:2,Error:3,Critical:4},(l.extensionConfig||{}).ApplicationInsightsAnalytics||{});return!0!==l[I]&&!0!==o[I]&&(t(["_"+(s="onerror")]),r=v[s],v[s]=function(e,t,n,a,i){var o=r&&r(e,t,n,a,i);return!0!==o&&g["_"+s]({message:e,url:t,lineNumber:n,columnNumber:a,error:i,evt:v.event}),o},l.autoExceptionInstrumented=!0),g}(T.cfg));function a(){T.onInit&&T.onInit(n)}(v[t]=n).queue&&0===n.queue.length?(n.queue.push(a),n.trackPageView({})):a()}(window,document,{
			src: "https://js.monitor.azure.com/scripts/b/ai.2.min.js",
			crossOrigin: "anonymous",
			onInit: function(sdk) {
				sdk.addTelemetryInitializer(function(envelope) {
					envelope.tags["ai.cloud.role"] = "Prod-Athena";
				});
			},
			cfg: {
				connectionString: "InstrumentationKey=7a87f821-f33e-421a-81bd-a4f453010860;IngestionEndpoint=https://uksouth-0.in.applicationinsights.azure.com/;LiveEndpoint=https://uksouth.livediagnostics.monitor.azure.com/"
			}});
        </script>

    <!-- Includes Common Stylesheet-->
    <link rel='stylesheet' href='/life/athenadist/css/pages/common.css?v=1.1.972.0' />

    <!-- Includes Template Specific Stylesheet-->
    <link rel='stylesheet' href='/life/athenadist/css/pages/landingpage.css?v=1.1.972.0' />

</head>
<body class="">

    <div id="page">
        <!--script-top-->
            <!-- Google Tag Manager (noscript) -->
    <noscript>
        <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-PMP567W"
                height="0" width="0" style="display: none; visibility: hidden"></iframe>
    </noscript>
    <!-- End Google Tag Manager (noscript) -->

        <!--/script-top-->
        <!--utility navigation-->
            <div class="react-component utilitynavigation" data-name="utilityNavigation" data-id="ffd4ffc9-7b87-4b69-93bd-f688e8815048">
        <div id="ffd4ffc9-7b87-4b69-93bd-f688e8815048"><div class="utility-navigation"><div class="link-container"><div class="link"><a href="https://www.lv.com/life" target="_self" class=" textlink" title="LV= Personal">LV= Personal</a></div><div class="link"><a href="/" target="_self" class=" active textlink" title="LV= Adviser">LV= Adviser</a></div></div></div></div>
    </div>

        <!--/utility navigation-->
        <!--Launchers-->
            <div class="react-component launchers" data-name="launchers" data-id="61c20a27-9b5a-4aa6-9f46-f2fb55fa1340">
        <div id="61c20a27-9b5a-4aa6-9f46-f2fb55fa1340"><div class="sticky-launchers-container lvp "><div class="inner-container"><div class="page-name"><h2 class="title ">Equity Release:</h2></div><div class="dd-container"><div tabindex="0" role="menuitem" class="dd-holder closed static "><span class="dd-title closed ">Download documents</span><span class="line"></span></div></div><div class="dd-container"><div tabindex="0" role="menuitem" class="dd-holder closed static "><span class="dd-title closed ">Quote &amp; Apply</span><span class="line"></span></div></div><div class="dd-container"><div tabindex="0" role="menuitem" class="dd-holder closed static "><span class="dd-title closed ">Servicing</span><span class="line"></span></div></div></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"launchers","reactName":"Athena.launchers","id":"61c20a27-9b5a-4aa6-9f46-f2fb55fa1340","type":"dynamic","props":{"title":{"label":"Online Services","type":""},"pageTitle":{"label":"Equity Release:","type":""},"userSessionApi":"/service/authentication/adviser/UserB2CSession","dropdowns":[{"label":"Download documents","enable":true,"options":[{"label":"Equity Release - adviser guide","description":null,"modallayer":false,"url":null,"isNewWindow":true,"popupItems":[{"url":"/service/documentlibrary/get/0DFE9DB93FA04522B0DA7A04D1D625BA/equity-release-adviser-guide","label":"Equity Release - adviser guide","isNewWindow":true,"permissions":null}],"popupDescription":null}]},{"label":"Quote &amp; Apply","enable":true,"options":[{"label":"FPP Fastway PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi","label":"Fastway","isNewWindow":true,"permissions":["PROTECT_APPS"]}],"popupDescription":""},{"label":"Retirement view PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Savings and Retirement","isNewWindow":true,"permissions":["RS_APPS"]}],"popupDescription":""},{"label":"Equity Release","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://erportal.lvadviser.com/Intermediary","label":"Equity Release Portal","isNewWindow":true,"permissions":["INVEST_APPS","PROTECT_APPS","RS_APPS","SOL_APPS"]}],"popupDescription":""}]},{"label":"Servicing","enable":true,"options":[{"label":"Pension Servicing PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://portal.lvadviser.com/","label":"Pension Servicing","isNewWindow":true,"permissions":["INVEST_APPS","RS_APPS"]}],"popupDescription":""},{"label":"ISA and Bond valuation tool PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://portal.lvadviser.com/","label":"ISA/Bond Valuations","isNewWindow":true,"permissions":["INVEST_APPS"]}],"popupDescription":""},{"label":"Protection Progress Hub PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"/service/launchers/adviser/executelauncher?launcher=protection-progress-hub","label":"Protection Progress Hub","isNewWindow":true,"permissions":["PROTECT_APPS"]}],"popupDescription":""},{"label":"Equity Release","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://erportal.lvadviser.com/Intermediary","label":"Equity Release Portal","isNewWindow":true,"permissions":["INVEST_APPS","PROTECT_APPS","RS_APPS","SOL_APPS"]}],"popupDescription":""},{"label":"Daily Fund Prices PROD","description":"","modallayer":false,"url":null,"isNewWindow":false,"popupItems":[{"url":"https://www.lvadviser.com/online-services/funds-centre","label":"Daily Fund prices","isNewWindow":false,"permissions":[]}],"popupDescription":""}]}]}});</script>
    </div>

        <!--/Launchers-->
        <!--header-->
            <div class="react-component header" data-name="header" data-id="5dea739c-1c5a-4628-bb49-f515045fed49">
        <div id="5dea739c-1c5a-4628-bb49-f515045fed49"><link rel="preload" as="image" href="/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png"/><div class="header-wrapper"><a href="#skipnav" aria-hidden="false" class="sr-only enable-focus">SkipNav</a><div class="header-top"><div class="logo-holder"><a href="https://www.lvadviser.com" target="_self" class="logo"><img src="/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png" alt="LV= Adviser Centre for Intermediaries"/></a></div><div class="top-nav"><ul><li class="contact"><a href="/contact-us" target="_self" class="icon-contact" title="Contact us"><span>Contact us</span></a></li><li class="search"><a href="/search" target="_self" class="icon-search" title="Search"><span>Search</span></a></li></ul><ul class="login-links"><li class="login"><a href="https://www.lvadviser.com/applications#login" target="_self" class="icon-login" title="Login" role="menuitem"><span>Login</span></a></li><li class="register"><a href="https://secwsgw.lv.com/adviser/registration" target="_self" class="icon-register" title="Register" role="menuitem"><span>Register</span></a></li></ul></div></div><div class="search-holder"><div class="search-elements" role="dialog" aria-modal="true"><div class="search-contents"><div class="search-header"><h2 class="title h2-regular">Search</h2><button aria-label="Close" class="icon-close-light" title="Close"></button></div><div class="search-body"><div class="input-field"></div><button class="cta-small secondary">Go</button></div><div class="error-message"><span></span></div></div></div><div class="overlay"></div></div><div class="nav-container"><div class="main-nav"><ul class="level0"><li class="has-sub"><a href="/smoothed-investments" target="_self" class="" title="Platform and Investments" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Platform and Investments</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Smoothed Managed Funds</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/smoothed-investments" target="_self" class="" title="Smoothed Managed Funds" role="menuitem"><span>Smoothed Managed Funds</span></a></li><li><a href="/smoothed-investments/smoothing" target="_self" class="" title="Smoothing explained" role="menuitem"><span>Smoothing explained</span></a></li><li><a href="/smoothed-investments/fund-management" target="_self" class="" title="Fund management" role="menuitem"><span>Fund management</span></a></li><li><a href="/smoothed-investments/fund-management/risk-ratings" target="_self" class="" title="Risk ratings" role="menuitem"><span>Risk ratings</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://portal.lvadviser.com/" target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li><li><a href="/smoothed-investments/with-profits" target="_self" class="" title="With-Profits" role="menuitem"><span>With-Profits</span></a></li><li><a href="/smoothed-investments/adviser-investment-centre" target="_self" class="" title="Adviser Investment Centre" role="menuitem"><span>Adviser Investment Centre</span><span class="new">New</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>LV= Platform Services</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/platform-services" target="_self" class="" title="LV= Platform Services" role="menuitem"><span>LV= Platform Services</span><span class="updated">Updated</span></a></li><li><a href="/platform-services/isa-portfolio" target="_self" class="" title="ISA Portfolio" role="menuitem"><span>ISA Portfolio</span></a></li><li><a href="/platform-services/junior-isa-portfolio" target="_self" class="" title="Junior ISA Portfolio" role="menuitem"><span>Junior ISA Portfolio</span><span class="new">New</span></a></li><li><a href="/platform-services/pension-portfolio" target="_self" class="" title="Pension Portfolio" role="menuitem"><span>Pension Portfolio</span></a></li><li><a href="/platform-services/general-investment-account" target="_self" class="" title="General Investment Account" role="menuitem"><span>General Investment Account</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher" target="_blank" class="" title="Quote and apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher" target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>LV= ISA</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/smoothed-investments/isa" target="_self" class="" title="LV= ISA" role="menuitem"><span>LV= ISA</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote and apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://portal.lvadviser.com/" target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Smoothed Bond (Onshore)</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/smoothed-investments/smoothed-bond" target="_self" class="" title="Smoothed Bond (Onshore)" role="menuitem"><span>Smoothed Bond (Onshore)</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://portal.lvadviser.com/ " target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Smoothed Pension</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/smoothed-investments/smoothed-pension" target="_self" class="" title="Smoothed Pension" role="menuitem"><span>Smoothed Pension</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://portal.lvadviser.com/" target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>LV= TIP</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/smoothed-investments/tip" target="_self" class="" title="LV= TIP" role="menuitem"><span>LV= TIP</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=isa-bond-valuation-tool" target="_blank" class="" title="TIP valuation" role="menuitem"><span>LV= TIP valuation</span></a></li></ul></li></ul></div></li></ul></div></li><li class="has-sub"><a href="/pensions" target="_self" class="" title="Retirement" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Retirement</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Pensions</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/pensions" target="_self" class="" title="Our pension offering" role="menuitem"><span>Our pension offering</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://portal.lvadviser.com/" target="_blank" class="" title="Servicing" role="menuitem"><span>Servicing</span></a></li><li><a href="/pensions/core-options" target="_self" class="" title="Personal pension (core)" role="menuitem"><span>Core options (LV= SIPP)</span></a></li><li><a href="/pensions/partner-and-extended-options" target="_self" class="" title="SIPP (selected and extended)" role="menuitem"><span>Selected Partner and Extended options (LV= SIPP)</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Guaranteed Income Solutions</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/guaranteed-income-solutions/fixed-term-annuity" target="_self" class="" title="LV= Fixed Term Annuity" role="menuitem"><span>LV= Fixed Term Annuity</span></a></li><li><a href="/guaranteed-income-solutions/fixed-term-investment" target="_self" class="" title="LV= Fixed Term Investment" role="menuitem"><span>LV= Fixed Term Investment</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://portal.lvadviser.com/quote/#/quotes/create/" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="/guaranteed-income-solutions/fixed-term-investment/guaranteed-income-drawdown" target="_self" class="" title="Guaranteed Income Drawdown" role="menuitem"><span>Guaranteed Income Drawdown</span></a></li></ul></li></ul></div></li></ul></div></li><li class="has-sub"><a href="/personal-protection" target="_self" class="" title="Protection" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Protection</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Personal Protection</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/personal-protection" target="_self" class="" title="Personal Protection" role="menuitem"><span>Personal Protection</span></a></li><li><a href="/personal-protection/income-protection" target="_self" class="" title="Income Protection" role="menuitem"><span>Income Protection</span></a></li><li><a href="/personal-protection/life-and-critical-illness" target="_self" class="" title="Life and Critical Illness" role="menuitem"><span>Life and Critical Illness</span></a></li><li><a href="/personal-protection/life-protection" target="_self" class="" title="Life Protection" role="menuitem"><span>Life Protection</span></a></li><li><a href="/personal-protection/personal-sick-pay" target="_self" class="" title="Personal Sick Pay" role="menuitem"><span>Personal Sick Pay</span></a></li><li><a href="/personal-protection/family-income-benefit" target="_self" class="" title="Family Income Benefit" role="menuitem"><span>Family Income Benefit</span></a></li><li><a href="/personal-protection/gift-inter-vivos" target="_self" class="" title="Gift Inter Vivos" role="menuitem"><span>Gift Inter Vivos</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/personal-protection/flexible-protection-plan" target="_self" class="" title="Flexible Protection Plan" role="menuitem"><span>Flexible Protection Plan</span></a></li><li><a href="/personal-protection/income-protection-solutions" target="_self" class="" title="Income Protection Solutions" role="menuitem"><span>Income Protection Solutions</span></a></li><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=protection-progress-hub" target="_blank" class="" title="Protection Progress Hub" role="menuitem"><span>Protection Progress Hub</span></a></li><li><a href="/online-services/fastway/pre-uw-tool" target="_self" class="" title="Pre-underwriting tool" role="menuitem"><span>Pre-underwriting tool</span></a></li><li><a href="/online-services/personal-protection-tools-and-calculators" target="_self" class="" title="Tools &amp; calculators" role="menuitem"><span>Tools &amp; calculators</span></a></li><li><a href="/personal-protection/why-income-protection" target="_self" class="" title="Why Income Protection" role="menuitem"><span>Why Income Protection</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Business Protection</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/business-protection" target="_self" class="" title="Business Protection" role="menuitem"><span>Business Protection</span></a></li><li><a href="/business-protection/relevant-life-cover" target="_self" class="" title="Relevant Life Cover" role="menuitem"><span>Relevant Life Cover</span></a></li><li><a href="/business-protection/key-person-cover" target="_self" class="" title="Key Person Cover" role="menuitem"><span>Key Person Cover</span></a></li><li><a href="/business-protection/share-and-partnership-protection" target="_self" class="" title="Share &amp; Partnership Protection" role="menuitem"><span>Share &amp; Partnership Protection</span></a></li><li><a href="/business-protection/executive-income-protection" target="_self" class="" title="Executive Income Protection" role="menuitem"><span>Executive Income Protection</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi" target="_blank" class="" title="Quote &amp; apply" role="menuitem"><span>Quote &amp; apply</span></a></li><li><a href="/online-services/business-protection-tools-and-calculators" target="_self" class="" title="Tools &amp; calculators" role="menuitem"><span>Tools &amp; calculators</span></a></li><li><a href="/business-protection/trusts" target="_self" class="" title="Business Protection &amp; Trusts" role="menuitem"><span>Business Protection &amp; Trusts</span></a></li><li><a href="/business-protection/tax-treatment" target="_self" class="" title="Tax treatment" role="menuitem"><span>Tax treatment</span></a></li><li><a href="/business-protection/business-protection-guide" target="_self" class="" title="Guide to Business Protection" role="menuitem"><span>Guide to Business Protection</span></a></li></ul></li></ul></div></li></ul></div></li><li class="has-sub"><a href="/equity-release" target="_self" class="" title="Equity Release" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Equity Release</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Products</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/equity-release" target="_self" class="" title="Equity Release" role="menuitem"><span>Equity Release</span></a></li><li><a href="/equity-release/lifetime-mortgage-lump-sum" target="_self" class="" title="Lifetime Mortgage Lump Sum Plus" role="menuitem"><span>Lifetime Mortgage Lump Sum Plus</span></a></li><li><a href="/equity-release/lifetime-mortgage-drawdown" target="_self" class="" title="Lifetime Mortgage Drawdown Plus" role="menuitem"><span>Lifetime Mortgage Drawdown Plus</span></a></li><li><a href="/equity-release/lifetime-mortgage-lump-sum-lifestyle" target="_self" class="" title="Lifetime Mortgage Lump Sum Lifestyle" role="menuitem"><span>Lifetime Mortgage Lump Sum Lifestyle</span></a></li><li><a href="/equity-release/lifetime-mortgage-drawdown-lifestyle" target="_self" class="" title="Lifetime Mortgage Drawdown Lifestyle" role="menuitem"><span>Lifetime Mortgage Drawdown Lifestyle</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/contact-us/equity-release" target="_self" class="" title="Contact us" role="menuitem"><span>Contact us</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Resources</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Resources</h3><ul class="children"><li><a href="/online-services/equity-release-portal" target="_self" class="" title="Equity Release Portal" role="menuitem"><span>Equity Release Portal</span></a></li><li><a href="/online-services/equity-release-portal/faqs" target="_self" class="" title="Equity Release Portal FAQs" role="menuitem"><span>Equity Release Portal FAQs</span></a></li><li><a href="/equity-release/adviser-marketing-hub" target="_self" class="" title="Adviser Marketing Hub" role="menuitem"><span>Adviser Marketing Hub</span></a></li><li><a href="/knowledge-centre/video-and-webinar-library/equity-release" target="_self" class="" title="Equity Release videos and webinars" role="menuitem"><span>Equity Release videos and webinars</span></a></li><li><a href="/equity-release/early-repayment-calculator" target="_self" class="" title="Lifetime Mortgage Early Repayment Calculator" role="menuitem"><span>Lifetime Mortgage Early Repayment Calculator</span></a></li><li><a href="/equity-release/lifetime-mortgages-updates" target="_self" class="" title="Lifetime mortgages updates" role="menuitem"><span>Lifetime mortgages updates</span></a></li><li><a href="/equity-release/equity-release-council" target="_self" class="" title="Equity Release Council" role="menuitem"><span>Equity Release Council</span></a></li></ul></li><li><h3 class="section-heading">Supporting your client</h3><ul class="children"><li><a href="/supporting-your-client/care-navigator" target="_self" class="" title="Care navigator" role="menuitem"><span>Care navigator</span></a></li><li><a href="/supporting-your-client/doctors-services" target="_self" class="" title="LV= Doctor Services" role="menuitem"><span>LV= Doctor Services</span></a></li></ul></li></ul></div></li></ul></div></li><li class="has-sub"><a href="/supporting-you" target="_self" class="" title="Support" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Support</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Knowledge centre</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/knowledge-centre" target="_self" class="" title="Knowledge centre" role="menuitem"><span>Knowledge centre</span></a></li><li><a href="/knowledge-centre/video-and-webinar-library" target="_self" class="" title="Video and webinar library" role="menuitem"><span>Video and webinar library</span></a></li><li><a href="/knowledge-centre/protection-webinar-calendar" target="_self" class="" title="Protection webinar calendar" role="menuitem"><span>Protection webinar calendar</span></a></li><li><a href="/knowledge-centre/news-hub" target="_self" class="" title="News hub" role="menuitem"><span>News hub</span></a></li><li><a href="/knowledge-centre/article-library" target="_self" class="" title="Article library" role="menuitem"><span>Article library</span></a></li><li><a href="/knowledge-centre/fuel-for-life" target="_self" class="" title="Fuel for Life" role="menuitem"><span>Fuel for Life</span></a></li><li><a href="/knowledge-centre/reaching-resilience" target="_self" class="" title="Reaching Resilience" role="menuitem"><span>Reaching Resilience</span></a></li><li><a href="/knowledge-centre/technical-hub" target="_self" class="" title="Technical Hub" role="menuitem"><span>Technical Hub</span></a></li><li><a href="/pensions/tax-year-end" target="_self" class="" title="Tax year end" role="menuitem"><span>Tax year end</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Claims</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-you/claims" target="_self" class="" title="Claims" role="menuitem"><span>Claims</span></a></li><li><a href="/supporting-you/claims/our-claims-approach" target="_self" class="" title="Our approach to claims" role="menuitem"><span>Our approach to claims</span></a></li><li><a href="/supporting-you/claims/real-stories" target="_self" class="" title="Real stories" role="menuitem"><span>Real stories</span><span class="new">New</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Protection underwriting</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-you/protection-underwriting" target="_self" class="" title="Protection underwriting" role="menuitem"><span>Protection underwriting</span></a></li><li><a href="/supporting-you/protection-underwriting/misrepresentation" target="_self" class="" title="Underwriting misrepresentation" role="menuitem"><span>Underwriting misrepresentation</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Trusts</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-you/trusts" target="_self" class="" title="Trusts" role="menuitem"><span>Trusts</span></a></li><li><a href="/supporting-you/trusts/types-of-trust" target="_self" class="" title="Types of trusts" role="menuitem"><span>Types of trusts</span></a></li><li><a href="/supporting-you/trusts/trs" target="_self" class="" title="Trust Registration Service - FAQs" role="menuitem"><span>Trust Registration Service - FAQs</span></a></li></ul></li></ul></div></li><li class=""><a href="/supporting-you/protection-large-case-team" target="_self" class=" " title="Protection large case team" role="menuitem"><span>Protection large case team</span></a></li><li class=""><a href="/supporting-you/vulnerable-customers" target="_self" class=" " title="Vulnerable customers" role="menuitem"><span>Vulnerable customers</span></a></li><li class=""><a href="/supporting-you/suitability-letter-builder" target="_self" class=" " title="Suitability letter builder" role="menuitem"><span>Suitability letter builder</span></a></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Portals and integration</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Overview</h3><ul class="children"><li><a href="/adviser-portal" target="_self" class="" title="Savings and Retirement Adviser Portal" role="menuitem"><span>Savings and Retirement Adviser Portal</span></a></li><li><a href="/online-services" target="_self" class="" title="Online services" role="menuitem"><span>Online services</span></a></li><li><a href="/online-services/portals" target="_self" class="" title="Third party portals" role="menuitem"><span>Third party portals</span></a></li><li><a href="/online-services/integration" target="_self" class="" title="Back office integration" role="menuitem"><span>Back office integration</span><span class="new">New</span></a></li></ul></li></ul></div></li><li class=""><a href="/supporting-you/setting-up-an-agency" target="_self" class=" " title="Setting up an Agency" role="menuitem"><span>Setting up an Agency</span></a></li><li class=""><a href="/supporting-you/lv-news" target="_self" class=" " title="Our future plans" role="menuitem"><span>LV= news</span></a></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Consumer Duty</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-you/consumer-duty-hub" target="_self" class="" title="Consumer Duty" role="menuitem"><span>Consumer Duty</span></a></li><li><a href="/supporting-you/consumer-duty-hub/protection" target="_self" class="" title="Protection" role="menuitem"><span>Protection</span></a></li><li><a href="/supporting-you/consumer-duty-hub/savings-and-retirement" target="_self" class="" title="Savings and Retirement" role="menuitem"><span>Savings and Retirement</span></a></li><li><a href="/supporting-you/consumer-duty-hub/equity-release" target="_self" class="" title="Equity Release" role="menuitem"><span>Equity Release</span></a></li></ul></li></ul></div></li><li class=""><a href="/supporting-your-client/why-lv" target="_self" class="has-sub " title="Why LV=" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Why LV=</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-your-client/why-lv" target="_self" class="" title="Why LV=" role="menuitem"><span>Why LV=</span></a></li><li><a href="/supporting-your-client/why-lv/mutual-bonus" target="_self" class="" title="Mutual bonus" role="menuitem"><span>Mutual bonus</span></a></li><li><a href="/supporting-your-client/why-lv/lv-difference" target="_self" class="" title="Exit bonus" role="menuitem"><span>One-off bonus</span></a></li><li><a href="/supporting-your-client/why-lv/our-awards" target="_self" class="" title="Our awards" role="menuitem"><span>Our awards</span></a></li></ul></li></ul></div></li><li class=""><a href="/supporting-your-client/member-benefits" target="_self" class="has-sub " title="Member benefits" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Member benefits</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-your-client/member-benefits" target="_self" class="" title="Member benefits" role="menuitem"><span>Member benefits</span></a></li><li><a href="/supporting-your-client/member-benefits/legal-advice" target="_self" class="" title="Legal Advice Line" role="menuitem"><span>Legal Advice Line</span></a></li><li><a href="/supporting-your-client/doctors-services" target="_self" class="" title="LV= Doctor Services" role="menuitem"><span>LV= Doctor Services</span></a></li><li><a href="/supporting-your-client/care-navigator" target="_self" class="" title="Care navigator" role="menuitem"><span>Care navigator</span></a></li></ul></li></ul></div></li></ul></div></li><li class="doc-library"><a href="/document-library" target="_self" class="" title="Document Library" role="menuitem"><span>Document Library</span><span class="icon-arrow"></span></a></li></ul></div></div><span id="skipnav" class="sr-only"></span></div></div>
<script>LVSiteConfigs.components.data.push({"name":"header","reactName":"Athena.header","id":"5dea739c-1c5a-4628-bb49-f515045fed49","type":"dynamic","props":{"logo":{"src":"/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png","alt":"LV= Adviser Centre for Intermediaries","url":"https://www.lvadviser.com","target":"_self","html":null,"isEditMode":false},"partnerLogo":{"image":null},"backToLabel":"Back To","backToMainLabel":"Back To Main","skipNavLabel":"SkipNav","newLabel":"New","updatedLabel":"Updated","searchInput":{"label":"Search","type":"h2","defaultText":"Enter search term","ariaLabel":"","error":{"empty":"Please enter search term"}},"closeText":"Close","topNav":[{"type":"contact","link":{"Id":null,"Rel":null,"url":"/contact-us","label":"Contact us","html":"<a href=\"/contact-us\">Contact us</a>","target":"_self"}},{"type":"search","link":{"Id":null,"Rel":null,"url":"/search","label":"Search","html":"<a href=\"/search\">Search</a>","target":"_self"}}],"guestState":[{"link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/applications#login","label":"Login","html":"<a href=\"https://www.lvadviser.com/applications#login\">Login</a>","target":"_self"},"type":"login"},{"link":{"Id":null,"Rel":null,"url":"https://secwsgw.lv.com/adviser/registration","label":"Register","html":"<a href=\"https://secwsgw.lv.com/adviser/registration\">Register</a>","target":"_self"},"type":"register"}],"loggedInState":[{"link":{"Id":null,"Rel":null,"url":"/service/authentication/adviser/logout","label":"Logout","html":"<a href=\"/service/authentication/adviser/logout\">Logout</a>","target":"_self"},"type":"logout"},{"link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/myDetails","label":"User details","html":"<a href=\"https://portal.lvadviser.com/myDetails\" target=\"_blank\">User details</a>","target":"_blank"},"type":"profile"}],"mainNav":[{"label":"Platform and Investments","link":{"Id":null,"Rel":null,"url":"/smoothed-investments","label":"Platform and Investments","html":"<a href=\"/smoothed-investments\">Platform and Investments</a>","target":"_self"},"subNav":[{"label":"Smoothed Managed Funds","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"Smoothed Managed Funds","link":{"Id":null,"Rel":null,"url":"/smoothed-investments","label":"Smoothed Managed Funds","html":"<a href=\"/smoothed-investments\">Smoothed Managed Funds</a>","target":"_self"},"heading":false,"status":""},{"label":"Smoothing explained","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/smoothing","label":"Smoothing explained","html":"<a href=\"/smoothed-investments/smoothing\">Smoothing explained</a>","target":"_self"},"heading":false,"status":""},{"label":"Fund management","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/fund-management","label":"Fund management","html":"<a href=\"/smoothed-investments/fund-management\">Fund management</a>","target":"_self"},"heading":false,"status":""},{"label":"Risk ratings","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/fund-management/risk-ratings","label":"Risk ratings","html":"<a href=\"/smoothed-investments/fund-management/risk-ratings\">Risk ratings</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/","label":"Servicing","html":"<a href=\"https://portal.lvadviser.com/\" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""},{"label":"With-Profits","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/with-profits","label":"With-Profits","html":"<a href=\"/smoothed-investments/with-profits\">With-Profits</a>","target":"_self"},"heading":false,"status":""},{"label":"Adviser Investment Centre","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/adviser-investment-centre","label":"Adviser Investment Centre","html":"<a href=\"/smoothed-investments/adviser-investment-centre\">Adviser Investment Centre</a>","target":"_self"},"heading":false,"status":"New"}]}]},{"label":"LV= Platform Services","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"LV= Platform Services","link":{"Id":null,"Rel":null,"url":"/platform-services","label":"LV= Platform Services","html":"<a href=\"/platform-services\">LV= Platform Services</a>","target":"_self"},"heading":false,"status":"Updated"},{"label":"ISA Portfolio","link":{"Id":null,"Rel":null,"url":"/platform-services/isa-portfolio","label":"ISA Portfolio","html":"<a href=\"/platform-services/isa-portfolio\">ISA Portfolio</a>","target":"_self"},"heading":false,"status":""},{"label":"Junior ISA Portfolio","link":{"Id":null,"Rel":null,"url":"/platform-services/junior-isa-portfolio","label":"Junior ISA Portfolio","html":"<a href=\"/platform-services/junior-isa-portfolio\">Junior ISA Portfolio</a>","target":"_self"},"heading":false,"status":"New"},{"label":"Pension Portfolio","link":{"Id":null,"Rel":null,"url":"/platform-services/pension-portfolio","label":"Pension Portfolio","html":"<a href=\"/platform-services/pension-portfolio\">Pension Portfolio</a>","target":"_self"},"heading":false,"status":""},{"label":"General Investment Account","link":{"Id":null,"Rel":null,"url":"/platform-services/general-investment-account","label":"General Investment Account","html":"<a href=\"/platform-services/general-investment-account\">General Investment Account</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher","label":"Quote and apply","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher\" target=\"_blank\">Quote and apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher","label":"Servicing","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher\" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""}]}]},{"label":"LV= ISA","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"LV= ISA","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/isa","label":"LV= ISA","html":"<a href=\"/smoothed-investments/isa\">LV= ISA</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote and apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote and apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/","label":"Servicing","html":"<a href=\"https://portal.lvadviser.com/\" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""}]}]},{"label":"Smoothed Bond (Onshore)","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"Smoothed Bond (Onshore)","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/smoothed-bond","label":"Smoothed Bond (Onshore)","html":"<a href=\"/smoothed-investments/smoothed-bond\">Smoothed Bond (Onshore)</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/ ","label":"Servicing","html":"<a href=\"https://portal.lvadviser.com/ \" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""}]}]},{"label":"Smoothed Pension","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"Smoothed Pension","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/smoothed-pension","label":"Smoothed Pension","html":"<a href=\"/smoothed-investments/smoothed-pension\">Smoothed Pension</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/","label":"Servicing","html":"<a href=\"https://portal.lvadviser.com/\" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""}]}]},{"label":"LV= TIP","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"LV= TIP","link":{"Id":null,"Rel":null,"url":"/smoothed-investments/tip","label":"LV= TIP","html":"<a href=\"/smoothed-investments/tip\">LV= TIP</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"LV= TIP valuation","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=isa-bond-valuation-tool","label":"TIP valuation","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=isa-bond-valuation-tool\" target=\"_blank\">TIP valuation</a>","target":"_blank"},"heading":false,"status":""}]}]}],"active":false,"category":""},{"label":"Retirement","link":{"Id":null,"Rel":null,"url":"/pensions","label":"Retirement","html":"<a href=\"/pensions\">Retirement</a>","target":"_self"},"subNav":[{"label":"Pensions","link":null,"subNav":[{"label":"Products","navItems":[{"label":"Our pension offering","link":{"Id":null,"Rel":null,"url":"/pensions","label":"Our pension offering","html":"<a href=\"/pensions\">Our pension offering</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Servicing","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/","label":"Servicing","html":"<a href=\"https://portal.lvadviser.com/\" target=\"_blank\">Servicing</a>","target":"_blank"},"heading":false,"status":""},{"label":"Core options (LV= SIPP)","link":{"Id":null,"Rel":null,"url":"/pensions/core-options","label":"Personal pension (core)","html":"<a href=\"/pensions/core-options\">Personal pension (core)</a>","target":"_self"},"heading":false,"status":""},{"label":"Selected Partner and Extended options (LV= SIPP)","link":{"Id":null,"Rel":null,"url":"/pensions/partner-and-extended-options","label":"SIPP (selected and extended)","html":"<a href=\"/pensions/partner-and-extended-options\">SIPP (selected and extended)</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Guaranteed Income Solutions","link":null,"subNav":[{"label":"Products","navItems":[{"label":"LV= Fixed Term Annuity","link":{"Id":null,"Rel":null,"url":"/guaranteed-income-solutions/fixed-term-annuity","label":"LV= Fixed Term Annuity","html":"<a href=\"/guaranteed-income-solutions/fixed-term-annuity\">LV= Fixed Term Annuity</a>","target":"_self"},"heading":false,"status":""},{"label":"LV= Fixed Term Investment","link":{"Id":null,"Rel":null,"url":"/guaranteed-income-solutions/fixed-term-investment","label":"LV= Fixed Term Investment","html":"<a href=\"/guaranteed-income-solutions/fixed-term-investment\">LV= Fixed Term Investment</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://portal.lvadviser.com/quote/#/quotes/create/","label":"Quote & apply","html":"<a href=\"https://portal.lvadviser.com/quote/#/quotes/create/\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Guaranteed Income Drawdown","link":{"Id":null,"Rel":null,"url":"/guaranteed-income-solutions/fixed-term-investment/guaranteed-income-drawdown","label":"Guaranteed Income Drawdown","html":"<a href=\"/guaranteed-income-solutions/fixed-term-investment/guaranteed-income-drawdown\">Guaranteed Income Drawdown</a>","target":"_self"},"heading":false,"status":""}]}]}],"active":false,"category":""},{"label":"Protection","link":{"Id":null,"Rel":null,"url":"/personal-protection","label":"Protection","html":"<a href=\"/personal-protection\">Protection</a>","target":"_self"},"subNav":[{"label":"Personal Protection","link":null,"subNav":[{"label":"Products","navItems":[{"label":"Personal Protection","link":{"Id":null,"Rel":null,"url":"/personal-protection","label":"Personal Protection","html":"<a href=\"/personal-protection\">Personal Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Income Protection","link":{"Id":null,"Rel":null,"url":"/personal-protection/income-protection","label":"Income Protection","html":"<a href=\"/personal-protection/income-protection\">Income Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Life and Critical Illness","link":{"Id":null,"Rel":null,"url":"/personal-protection/life-and-critical-illness","label":"Life and Critical Illness","html":"<a href=\"/personal-protection/life-and-critical-illness\">Life and Critical Illness</a>","target":"_self"},"heading":false,"status":""},{"label":"Life Protection","link":{"Id":null,"Rel":null,"url":"/personal-protection/life-protection","label":"Life Protection","html":"<a href=\"/personal-protection/life-protection\">Life Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Personal Sick Pay","link":{"Id":null,"Rel":null,"url":"/personal-protection/personal-sick-pay","label":"Personal Sick Pay","html":"<a href=\"/personal-protection/personal-sick-pay\">Personal Sick Pay</a>","target":"_self"},"heading":false,"status":""},{"label":"Family Income Benefit","link":{"Id":null,"Rel":null,"url":"/personal-protection/family-income-benefit","label":"Family Income Benefit","html":"<a href=\"/personal-protection/family-income-benefit\">Family Income Benefit</a>","target":"_self"},"heading":false,"status":""},{"label":"Gift Inter Vivos","link":{"Id":null,"Rel":null,"url":"/personal-protection/gift-inter-vivos","label":"Gift Inter Vivos","html":"<a href=\"/personal-protection/gift-inter-vivos\">Gift Inter Vivos</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Flexible Protection Plan","link":{"Id":null,"Rel":null,"url":"/personal-protection/flexible-protection-plan","label":"Flexible Protection Plan","html":"<a href=\"/personal-protection/flexible-protection-plan\">Flexible Protection Plan</a>","target":"_self"},"heading":false,"status":""},{"label":"Income Protection Solutions","link":{"Id":null,"Rel":null,"url":"/personal-protection/income-protection-solutions","label":"Income Protection Solutions","html":"<a href=\"/personal-protection/income-protection-solutions\">Income Protection Solutions</a>","target":"_self"},"heading":false,"status":""},{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi","label":"Quote & apply","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Protection Progress Hub","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=protection-progress-hub","label":"Protection Progress Hub","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=protection-progress-hub\" target=\"_blank\">Protection Progress Hub</a>","target":"_blank"},"heading":false,"status":""},{"label":"Pre-underwriting tool","link":{"Id":null,"Rel":null,"url":"/online-services/fastway/pre-uw-tool","label":"Pre-underwriting tool","html":"<a href=\"/online-services/fastway/pre-uw-tool\">Pre-underwriting tool</a>","target":"_self"},"heading":false,"status":""},{"label":"Tools &amp; calculators","link":{"Id":null,"Rel":null,"url":"/online-services/personal-protection-tools-and-calculators","label":"Tools & calculators","html":"<a href=\"/online-services/personal-protection-tools-and-calculators\">Tools & calculators</a>","target":"_self"},"heading":false,"status":""},{"label":"Why Income Protection","link":{"Id":null,"Rel":null,"url":"/personal-protection/why-income-protection","label":"Why Income Protection","html":"<a href=\"/personal-protection/why-income-protection\">Why Income Protection</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Business Protection","link":null,"subNav":[{"label":"Products","navItems":[{"label":"Business Protection","link":{"Id":null,"Rel":null,"url":"/business-protection","label":"Business Protection","html":"<a href=\"/business-protection\">Business Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Relevant Life Cover","link":{"Id":null,"Rel":null,"url":"/business-protection/relevant-life-cover","label":"Relevant Life Cover","html":"<a href=\"/business-protection/relevant-life-cover\">Relevant Life Cover</a>","target":"_self"},"heading":false,"status":""},{"label":"Key Person Cover","link":{"Id":null,"Rel":null,"url":"/business-protection/key-person-cover","label":"Key Person Cover","html":"<a href=\"/business-protection/key-person-cover\">Key Person Cover</a>","target":"_self"},"heading":false,"status":""},{"label":"Share &amp; Partnership Protection","link":{"Id":null,"Rel":null,"url":"/business-protection/share-and-partnership-protection","label":"Share & Partnership Protection","html":"<a href=\"/business-protection/share-and-partnership-protection\">Share & Partnership Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Executive Income Protection","link":{"Id":null,"Rel":null,"url":"/business-protection/executive-income-protection","label":"Executive Income Protection","html":"<a href=\"/business-protection/executive-income-protection\">Executive Income Protection</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Quote &amp; apply","link":{"Id":null,"Rel":null,"url":"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi","label":"Quote & apply","html":"<a href=\"https://www.lvadviser.com/service/launchers/adviser/executelauncher?launcher=fpp-quote-multi\" target=\"_blank\">Quote & apply</a>","target":"_blank"},"heading":false,"status":""},{"label":"Tools &amp; calculators","link":{"Id":null,"Rel":null,"url":"/online-services/business-protection-tools-and-calculators","label":"Tools & calculators","html":"<a href=\"/online-services/business-protection-tools-and-calculators\">Tools & calculators</a>","target":"_self"},"heading":false,"status":""},{"label":"Business Protection &amp; Trusts","link":{"Id":null,"Rel":null,"url":"/business-protection/trusts","label":"Business Protection & Trusts","html":"<a href=\"/business-protection/trusts\">Business Protection & Trusts</a>","target":"_self"},"heading":false,"status":""},{"label":"Tax treatment","link":{"Id":null,"Rel":null,"url":"/business-protection/tax-treatment","label":"Tax treatment","html":"<a href=\"/business-protection/tax-treatment\">Tax treatment</a>","target":"_self"},"heading":false,"status":""},{"label":"Guide to Business Protection","link":{"Id":null,"Rel":null,"url":"/business-protection/business-protection-guide","label":"Guide to Business Protection","html":"<a href=\"/business-protection/business-protection-guide\">Guide to Business Protection</a>","target":"_self"},"heading":false,"status":""}]}]}],"active":false,"category":""},{"label":"Equity Release","link":{"Id":null,"Rel":null,"url":"/equity-release","label":"Equity Release","html":"<a href=\"/equity-release\">Equity Release</a>","target":"_self"},"subNav":[{"label":"Products","link":null,"subNav":[{"label":"Products","navItems":[{"label":"Equity Release","link":{"Id":null,"Rel":null,"url":"/equity-release","label":"Equity Release","html":"<a href=\"/equity-release\">Equity Release</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime Mortgage Lump Sum Plus","link":{"Id":null,"Rel":null,"url":"/equity-release/lifetime-mortgage-lump-sum","label":"Lifetime Mortgage Lump Sum Plus","html":"<a href=\"/equity-release/lifetime-mortgage-lump-sum\">Lifetime Mortgage Lump Sum Plus</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime Mortgage Drawdown Plus","link":{"Id":null,"Rel":null,"url":"/equity-release/lifetime-mortgage-drawdown","label":"Lifetime Mortgage Drawdown Plus","html":"<a href=\"/equity-release/lifetime-mortgage-drawdown\">Lifetime Mortgage Drawdown Plus</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime Mortgage Lump Sum Lifestyle","link":{"Id":null,"Rel":null,"url":"/equity-release/lifetime-mortgage-lump-sum-lifestyle","label":"Lifetime Mortgage Lump Sum Lifestyle","html":"<a href=\"/equity-release/lifetime-mortgage-lump-sum-lifestyle\">Lifetime Mortgage Lump Sum Lifestyle</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime Mortgage Drawdown Lifestyle","link":{"Id":null,"Rel":null,"url":"/equity-release/lifetime-mortgage-drawdown-lifestyle","label":"Lifetime Mortgage Drawdown Lifestyle","html":"<a href=\"/equity-release/lifetime-mortgage-drawdown-lifestyle\">Lifetime Mortgage Drawdown Lifestyle</a>","target":"_self"},"heading":false,"status":""}]},{"label":"More","navItems":[{"label":"Contact us","link":{"Id":null,"Rel":null,"url":"/contact-us/equity-release","label":"Contact us","html":"<a href=\"/contact-us/equity-release\">Contact us</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Resources","link":null,"subNav":[{"label":"Resources","navItems":[{"label":"Equity Release Portal","link":{"Id":null,"Rel":null,"url":"/online-services/equity-release-portal","label":"Equity Release Portal","html":"<a href=\"/online-services/equity-release-portal\">Equity Release Portal</a>","target":"_self"},"heading":false,"status":""},{"label":"Equity Release Portal FAQs","link":{"Id":null,"Rel":null,"url":"/online-services/equity-release-portal/faqs","label":"Equity Release Portal FAQs","html":"<a href=\"/online-services/equity-release-portal/faqs\">Equity Release Portal FAQs</a>","target":"_self"},"heading":false,"status":""},{"label":"Adviser Marketing Hub","link":{"Id":null,"Rel":null,"url":"/equity-release/adviser-marketing-hub","label":"Adviser Marketing Hub","html":"<a href=\"/equity-release/adviser-marketing-hub\">Adviser Marketing Hub</a>","target":"_self"},"heading":false,"status":""},{"label":"Equity Release videos and webinars","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/video-and-webinar-library/equity-release","label":"Equity Release videos and webinars","html":"<a href=\"/knowledge-centre/video-and-webinar-library/equity-release\">Equity Release videos and webinars</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime Mortgage Early Repayment Calculator","link":{"Id":null,"Rel":null,"url":"/equity-release/early-repayment-calculator","label":"Lifetime Mortgage Early Repayment Calculator","html":"<a href=\"/equity-release/early-repayment-calculator\">Lifetime Mortgage Early Repayment Calculator</a>","target":"_self"},"heading":false,"status":""},{"label":"Lifetime mortgages updates","link":{"Id":null,"Rel":null,"url":"/equity-release/lifetime-mortgages-updates","label":"Lifetime mortgages updates","html":"<a href=\"/equity-release/lifetime-mortgages-updates\">Lifetime mortgages updates</a>","target":"_self"},"heading":false,"status":""},{"label":"Equity Release Council","link":{"Id":null,"Rel":null,"url":"/equity-release/equity-release-council","label":"Equity Release Council","html":"<a href=\"/equity-release/equity-release-council\">Equity Release Council</a>","target":"_self"},"heading":false,"status":""}]},{"label":"Supporting your client","navItems":[{"label":"Care navigator","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/care-navigator","label":"Care navigator","html":"<a href=\"/supporting-your-client/care-navigator\">Care navigator</a>","target":"_self"},"heading":false,"status":""},{"label":"LV= Doctor Services","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/doctors-services","label":"LV= Doctor Services","html":"<a href=\"/supporting-your-client/doctors-services\">LV= Doctor Services</a>","target":"_self"},"heading":false,"status":""}]}]}],"active":false,"category":""},{"label":"Support","link":{"Id":null,"Rel":null,"url":"/supporting-you","label":"Support","html":"<a href=\"/supporting-you\">Support</a>","target":"_self"},"subNav":[{"label":"Knowledge centre","link":null,"subNav":[{"label":"More","navItems":[{"label":"Knowledge centre","link":{"Id":null,"Rel":null,"url":"/knowledge-centre","label":"Knowledge centre","html":"<a href=\"/knowledge-centre\">Knowledge centre</a>","target":"_self"},"heading":false,"status":""},{"label":"Video and webinar library","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/video-and-webinar-library","label":"Video and webinar library","html":"<a href=\"/knowledge-centre/video-and-webinar-library\">Video and webinar library</a>","target":"_self"},"heading":false,"status":""},{"label":"Protection webinar calendar","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/protection-webinar-calendar","label":"Protection webinar calendar","html":"<a href=\"/knowledge-centre/protection-webinar-calendar\">Protection webinar calendar</a>","target":"_self"},"heading":false,"status":""},{"label":"News hub","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/news-hub","label":"News hub","html":"<a href=\"/knowledge-centre/news-hub\">News hub</a>","target":"_self"},"heading":false,"status":""},{"label":"Article library","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/article-library","label":"Article library","html":"<a href=\"/knowledge-centre/article-library\">Article library</a>","target":"_self"},"heading":false,"status":""},{"label":"Fuel for Life","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/fuel-for-life","label":"Fuel for Life","html":"<a href=\"/knowledge-centre/fuel-for-life\">Fuel for Life</a>","target":"_self"},"heading":false,"status":""},{"label":"Reaching Resilience","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/reaching-resilience","label":"Reaching Resilience","html":"<a href=\"/knowledge-centre/reaching-resilience\">Reaching Resilience</a>","target":"_self"},"heading":false,"status":""},{"label":"Technical Hub","link":{"Id":null,"Rel":null,"url":"/knowledge-centre/technical-hub","label":"Technical Hub","html":"<a href=\"/knowledge-centre/technical-hub\">Technical Hub</a>","target":"_self"},"heading":false,"status":""},{"label":"Tax year end","link":{"Id":null,"Rel":null,"url":"/pensions/tax-year-end","label":"Tax year end","html":"<a href=\"/pensions/tax-year-end\">Tax year end</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Claims","link":null,"subNav":[{"label":"More","navItems":[{"label":"Claims","link":{"Id":null,"Rel":null,"url":"/supporting-you/claims","label":"Claims","html":"<a href=\"/supporting-you/claims\">Claims</a>","target":"_self"},"heading":false,"status":""},{"label":"Our approach to claims","link":{"Id":null,"Rel":null,"url":"/supporting-you/claims/our-claims-approach","label":"Our approach to claims","html":"<a href=\"/supporting-you/claims/our-claims-approach\">Our approach to claims</a>","target":"_self"},"heading":false,"status":""},{"label":"Real stories","link":{"Id":null,"Rel":null,"url":"/supporting-you/claims/real-stories","label":"Real stories","html":"<a href=\"/supporting-you/claims/real-stories\">Real stories</a>","target":"_self"},"heading":false,"status":"New"}]}]},{"label":"Protection underwriting","link":null,"subNav":[{"label":"More","navItems":[{"label":"Protection underwriting","link":{"Id":null,"Rel":null,"url":"/supporting-you/protection-underwriting","label":"Protection underwriting","html":"<a href=\"/supporting-you/protection-underwriting\">Protection underwriting</a>","target":"_self"},"heading":false,"status":""},{"label":"Underwriting misrepresentation","link":{"Id":null,"Rel":null,"url":"/supporting-you/protection-underwriting/misrepresentation","label":"Underwriting misrepresentation","html":"<a href=\"/supporting-you/protection-underwriting/misrepresentation\">Underwriting misrepresentation</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Trusts","link":null,"subNav":[{"label":"More","navItems":[{"label":"Trusts","link":{"Id":null,"Rel":null,"url":"/supporting-you/trusts","label":"Trusts","html":"<a href=\"/supporting-you/trusts\">Trusts</a>","target":"_self"},"heading":false,"status":""},{"label":"Types of trusts","link":{"Id":null,"Rel":null,"url":"/supporting-you/trusts/types-of-trust","label":"Types of trusts","html":"<a href=\"/supporting-you/trusts/types-of-trust\">Types of trusts</a>","target":"_self"},"heading":false,"status":""},{"label":"Trust Registration Service - FAQs","link":{"Id":null,"Rel":null,"url":"/supporting-you/trusts/trs","label":"Trust Registration Service - FAQs","html":"<a href=\"/supporting-you/trusts/trs\">Trust Registration Service - FAQs</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Protection large case team","link":{"Id":null,"Rel":null,"url":"/supporting-you/protection-large-case-team","label":"Protection large case team","html":"<a href=\"/supporting-you/protection-large-case-team\">Protection large case team</a>","target":"_self"},"subNav":[]},{"label":"Vulnerable customers","link":{"Id":null,"Rel":null,"url":"/supporting-you/vulnerable-customers","label":"Vulnerable customers","html":"<a href=\"/supporting-you/vulnerable-customers\">Vulnerable customers</a>","target":"_self"},"subNav":[]},{"label":"Suitability letter builder","link":{"Id":null,"Rel":null,"url":"/supporting-you/suitability-letter-builder","label":"Suitability letter builder","html":"<a href=\"/supporting-you/suitability-letter-builder\">Suitability letter builder</a>","target":"_self"},"subNav":[]},{"label":"Portals and integration","link":null,"subNav":[{"label":"Overview","navItems":[{"label":"Savings and Retirement Adviser Portal","link":{"Id":null,"Rel":null,"url":"/adviser-portal","label":"Savings and Retirement Adviser Portal","html":"<a href=\"/adviser-portal\">Savings and Retirement Adviser Portal</a>","target":"_self"},"heading":false,"status":""},{"label":"Online services","link":{"Id":null,"Rel":null,"url":"/online-services","label":"Online services","html":"<a href=\"/online-services\">Online services</a>","target":"_self"},"heading":false,"status":""},{"label":"Third party portals","link":{"Id":null,"Rel":null,"url":"/online-services/portals","label":"Third party portals","html":"<a href=\"/online-services/portals\">Third party portals</a>","target":"_self"},"heading":false,"status":""},{"label":"Back office integration","link":{"Id":null,"Rel":null,"url":"/online-services/integration","label":"Back office integration","html":"<a href=\"/online-services/integration\">Back office integration</a>","target":"_self"},"heading":false,"status":"New"}]}]},{"label":"Setting up an Agency","link":{"Id":null,"Rel":null,"url":"/supporting-you/setting-up-an-agency","label":"Setting up an Agency","html":"<a href=\"/supporting-you/setting-up-an-agency\">Setting up an Agency</a>","target":"_self"},"subNav":[]},{"label":"LV= news","link":{"Id":null,"Rel":null,"url":"/supporting-you/lv-news","label":"Our future plans","html":"<a href=\"/supporting-you/lv-news\">Our future plans</a>","target":"_self"},"subNav":[]},{"label":"Consumer Duty","link":null,"subNav":[{"label":"More","navItems":[{"label":"Consumer Duty","link":{"Id":null,"Rel":null,"url":"/supporting-you/consumer-duty-hub","label":"Consumer Duty","html":"<a href=\"/supporting-you/consumer-duty-hub\">Consumer Duty</a>","target":"_self"},"heading":false,"status":""},{"label":"Protection","link":{"Id":null,"Rel":null,"url":"/supporting-you/consumer-duty-hub/protection","label":"Protection","html":"<a href=\"/supporting-you/consumer-duty-hub/protection\">Protection</a>","target":"_self"},"heading":false,"status":""},{"label":"Savings and Retirement","link":{"Id":null,"Rel":null,"url":"/supporting-you/consumer-duty-hub/savings-and-retirement","label":"Savings and Retirement","html":"<a href=\"/supporting-you/consumer-duty-hub/savings-and-retirement\">Savings and Retirement</a>","target":"_self"},"heading":false,"status":""},{"label":"Equity Release","link":{"Id":null,"Rel":null,"url":"/supporting-you/consumer-duty-hub/equity-release","label":"Equity Release","html":"<a href=\"/supporting-you/consumer-duty-hub/equity-release\">Equity Release</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Why LV=","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/why-lv","label":"Why LV=","html":"<a href=\"/supporting-your-client/why-lv\">Why LV=</a>","target":"_self"},"subNav":[{"label":"More","navItems":[{"label":"Why LV=","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/why-lv","label":"Why LV=","html":"<a href=\"/supporting-your-client/why-lv\">Why LV=</a>","target":"_self"},"heading":false,"status":""},{"label":"Mutual bonus","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/why-lv/mutual-bonus","label":"Mutual bonus","html":"<a href=\"/supporting-your-client/why-lv/mutual-bonus\">Mutual bonus</a>","target":"_self"},"heading":false,"status":""},{"label":"One-off bonus","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/why-lv/lv-difference","label":"Exit bonus","html":"<a href=\"/supporting-your-client/why-lv/lv-difference\">Exit bonus</a>","target":"_self"},"heading":false,"status":""},{"label":"Our awards","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/why-lv/our-awards","label":"Our awards","html":"<a href=\"/supporting-your-client/why-lv/our-awards\">Our awards</a>","target":"_self"},"heading":false,"status":""}]}]},{"label":"Member benefits","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/member-benefits","label":"Member benefits","html":"<a href=\"/supporting-your-client/member-benefits\">Member benefits</a>","target":"_self"},"subNav":[{"label":"More","navItems":[{"label":"Member benefits","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/member-benefits","label":"Member benefits","html":"<a href=\"/supporting-your-client/member-benefits\">Member benefits</a>","target":"_self"},"heading":false,"status":""},{"label":"Legal Advice Line","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/member-benefits/legal-advice","label":"Legal Advice Line","html":"<a href=\"/supporting-your-client/member-benefits/legal-advice\">Legal Advice Line</a>","target":"_self"},"heading":false,"status":""},{"label":"LV= Doctor Services","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/doctors-services","label":"LV= Doctor Services","html":"<a href=\"/supporting-your-client/doctors-services\">LV= Doctor Services</a>","target":"_self"},"heading":false,"status":""},{"label":"Care navigator","link":{"Id":null,"Rel":null,"url":"/supporting-your-client/care-navigator","label":"Care navigator","html":"<a href=\"/supporting-your-client/care-navigator\">Care navigator</a>","target":"_self"},"heading":false,"status":""}]}]}],"active":false,"category":""}],"productNav":[],"docLibrary":{"Id":null,"Rel":null,"url":"/document-library","label":"Document Library","html":"<a href=\"/document-library\">Document Library</a>","target":"_self"},"searchLinkText":"Go","userSessionApi":"/service/authentication/adviser/UserB2CSession","errorMessage":"Error","resultsFound":"Suggestions","searchAutoSuggestEndPoint":"/service/search/AutoSuggest","searchResultsPage":"/search"}});</script>
    </div>

        <!--/header-->
        <!--banner-header-->
            <div class="react-component bannerheaderoval" data-name="bannerHeaderOval" data-id="44fa051d-8be0-4111-a16c-700e12ac9265">
        <div id="44fa051d-8be0-4111-a16c-700e12ac9265"><div class="banner-header-oval"><div class="banner-layout"><div class="content-holder"><div class="banner-content"><h1 class="title small-heading">Equity Release</h1><h2 class="title h1">Giving clients a <span style="color: #cddc29;">confident</span> retirement</h2><a href="https://erportal.lvadviser.com/Intermediary" target="_blank" class=" cta secondary" title="">Get a quote and apply</a></div></div><div class="media-holder"><picture><source srcSet="/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=825&amp;amp;ch=320&amp;amp;hash=7CD47AA84296BD628EB68C0901866B60 1x,/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1650&amp;amp;ch=640&amp;amp;hash=242FD6A23963EBFC21637485779DB04A 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=576&amp;amp;hash=EE3233141E85A3A21615DAFA5CA6862F 1x,/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=1152&amp;amp;hash=5A5BA44D517876D5A0F40A23F13C5F77 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=1152&amp;amp;hash=5A5BA44D517876D5A0F40A23F13C5F77" class="" alt="family walking uphill"/></picture><div class="mask  vertical "><svg width="88" height="702" version="1.1" x="0px" y="0px" viewBox="0 0 88 702" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 88 0 C 88 0 -104.097656 308.117188 88 702 L 0 702 L 0 0 Z M 88 0"></path></svg></div></div></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"bannerHeaderOval","reactName":"Athena.bannerHeaderOval","id":"44fa051d-8be0-4111-a16c-700e12ac9265","type":"dynamic","props":{"smallHeading":"Equity Release","smallHeadingType":"h1","mainHeading":"Giving clients a <span style=\"color: #cddc29;\">confident</span> retirement","mainHeadingType":"h2","mainHeadingMobile":"Giving clients a <span style=\"color: #cddc29;\">confident </span>retirement","subTextLink":null,"subTextMobile":"","cta":{"label":"Get a quote and apply","type":"secondary","url":"https://erportal.lvadviser.com/Intermediary","target":"_blank"},"mediaType":"image","image":{"html":"/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=1152&amp;hash=5A5BA44D517876D5A0F40A23F13C5F77","editButton":null,"alt":"family walking uphill","renditions":{"0":{"1x":"/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;cy=0&amp;cw=768&amp;ch=576&amp;hash=EE3233141E85A3A21615DAFA5CA6862F","2x":"/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=1152&amp;hash=5A5BA44D517876D5A0F40A23F13C5F77"},"769":{"1x":"/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;cy=0&amp;cw=825&amp;ch=320&amp;hash=7CD47AA84296BD628EB68C0901866B60","2x":"/-/life/media/athena/header-banners/equity-release/equity-release-family-walking-uphill-1650x640-2.jpg?cx=0&amp;cy=0&amp;cw=1650&amp;ch=640&amp;hash=242FD6A23963EBFC21637485779DB04A"}},"dynamicrenditions":null},"gif":null,"video":{"id":"","type":null},"contentAlignment":"left","brandIcon":null,"isEditMode":false,"html":null}});</script>
    </div>

        <!--/banner-header-->
        <!--breadcrumb-->
            <div class="react-component breadcrumb" data-name="breadcrumb" data-id="53fc1f71-952e-4a87-8774-bcc891422650">
        <div id="53fc1f71-952e-4a87-8774-bcc891422650"><div class="breadcrumb-Container"><div class="grid"><li><a href="/" class="breadcrumb-item textlink" title="Home">Home</a></li><span class="icon-arrow"> </span><li><a class="breadcrumb-item textlink" title="Equity Release">Equity Release</a></li></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"breadcrumb","reactName":"Athena.breadcrumb","id":"53fc1f71-952e-4a87-8774-bcc891422650","type":"dynamic","props":{"Breadcrumbitems":[{"link":{"Id":null,"Rel":null,"url":"/","label":"Home","html":null,"target":null}},{"link":{"Id":null,"Rel":null,"url":null,"label":"Equity Release","html":null,"target":null}}]}});</script>
    </div>

        <!--/breadcrumb-->
        <!--Social-->
        
        <!--/breadcrumb-->
        <!--adviserwebchat-->
        
        <!--/adviserwebchat-->
        


<!--home-->
    <div class="react-component featuredetails" data-name="featureDetails" data-id="cde16668-8296-422a-9c72-2644b22e2ea7">
        <div id="cde16668-8296-422a-9c72-2644b22e2ea7"><div id="f4829e0b-5ad1-40f9-a37d-8456c2de8712" class="intro-Text-container "><div class="main-container-fullbleed"><div class="grid  image-left"><div class="order1 grid-flex"><h2 class="title left">Leading equity release provider</h2></div><div class="grid content-body order3"><span class="rte description left">We&rsquo;ve been helping people enjoy their retirement with our lifetime mortgages since 2002. Your clients will benefit from a confident retirement &ndash; achieving their financial goals with flexibility and reassurance that we have their best interests at heart.</span></div></div></div></div></div>
    </div>
    <div class="react-component productcard" data-name="productCard" data-id="f853ace6-0a8c-4fb7-a5a7-875860e24aad">
        <div id="f853ace6-0a8c-4fb7-a5a7-875860e24aad"><div id="fcb831a2-9932-4cd1-b647-9964b867c243" class="product-card large"><div class="heading-title"><h2 class="title align-left">Equity release, accessible through four lifetime mortgage products</h2></div><div class="display-flex"><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=30B44BE7CC33BD3F4D1DC3E499F8E9C8 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=798928F4DC4F3DA5213578E640F5DC4D 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=608F4B439B2007DD843AC527931CF350 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=A0EC525F7BE915B8679E6803CFF95598 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=A0EC525F7BE915B8679E6803CFF95598" class="fullimg img-border" alt="grandmother with two children drawing in kitchen"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Lifetime Mortgage Drawdown+</h2><span class="rte description">Your client can borrow a portion of their property value, and make further withdrawals later on. Giving peace of mind and stability, your client will benefit from flexibility over their income in retirement.</span><div class="cta-holder"><a href="/equity-release/lifetime-mortgage-drawdown" target="_self" class=" cta secondary" title="" role="button">More on Lifetime Mortgage Drawdown+</a></div></div></div><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=530DECBA3307C476B43DE13CD31B3510 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=E600502652F1DE7EAEA032890E8BD4BA 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=5AF600B21D1E470419B7CB43165A8370 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=A9ACA54EAE99FFCBDC44D4D3105E478F 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=A9ACA54EAE99FFCBDC44D4D3105E478F" class="fullimg img-border" alt="Couple and cat looking at map"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Lifetime Mortgage Lump Sum+</h2><span class="rte description">Your clients can unlock the equity in their home as a lump sum, helping them to achieve their financial goals.</span><div class="cta-holder"><a href="/equity-release/lifetime-mortgage-lump-sum" target="_self" class=" cta secondary" title="" role="button">More on Lifetime Mortgage Lump Sum+</a></div></div></div></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"productCard","reactName":"Athena.productCard","id":"f853ace6-0a8c-4fb7-a5a7-875860e24aad","type":"dynamic","props":{"cardItem":[{"image":{"html":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=A0EC525F7BE915B8679E6803CFF95598","editButton":null,"alt":"grandmother with two children drawing in kitchen","renditions":{"0":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=608F4B439B2007DD843AC527931CF350","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=A0EC525F7BE915B8679E6803CFF95598"},"769":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=564&amp;ch=216&amp;hash=30B44BE7CC33BD3F4D1DC3E499F8E9C8","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdown-grandmother-two-children-drawing-kitchen-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1128&amp;ch=432&amp;hash=798928F4DC4F3DA5213578E640F5DC4D"}},"dynamicrenditions":null},"link":null,"description":"Your client can borrow a portion of their property value, and make further withdrawals later on. Giving peace of mind and stability, your client will benefit from flexibility over their income in retirement.","buttonLink":{"label":"More on Lifetime Mortgage Drawdown+","type":"secondary","url":"/equity-release/lifetime-mortgage-drawdown","target":"_self"},"titleHeading":{"label":"Lifetime Mortgage Drawdown+","type":"","url":"","target":"_self"},"html":null},{"image":{"html":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=A9ACA54EAE99FFCBDC44D4D3105E478F","editButton":null,"alt":"Couple and cat looking at map","renditions":{"0":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=5AF600B21D1E470419B7CB43165A8370","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=A9ACA54EAE99FFCBDC44D4D3105E478F"},"769":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=564&amp;ch=216&amp;hash=530DECBA3307C476B43DE13CD31B3510","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-couple-cat-looking-map-768x441-2.jpg?cx=0&amp;cy=0&amp;cw=1128&amp;ch=432&amp;hash=E600502652F1DE7EAEA032890E8BD4BA"}},"dynamicrenditions":null},"link":null,"description":"Your clients can unlock the equity in their home as a lump sum, helping them to achieve their financial goals.","buttonLink":{"label":"More on Lifetime Mortgage Lump Sum+","type":"secondary","url":"/equity-release/lifetime-mortgage-lump-sum","target":"_self"},"titleHeading":{"label":"Lifetime Mortgage Lump Sum+","type":"","url":"","target":"_self"},"html":null}],"Id":{"Guid":"fcb831a2-9932-4cd1-b647-9964b867c243"},"titleHeading":{"label":"Equity release, accessible through four lifetime mortgage products","align":"","type":""},"enableBorder":false,"verticalSeparator":false,"isCarouselIndicator":false,"variation":"","isEditMode":false,"html":null,"background":"","disableBottomSpace":false,"spacing":""}});</script>
    </div>
    <div class="react-component productcard" data-name="productCard" data-id="24bf47bb-571d-4fdb-ae14-22c017fbb569">
        <div id="24bf47bb-571d-4fdb-ae14-22c017fbb569"><div id="3fe9e6d2-ee4d-409b-b24a-8e4b81602059" class="product-card large"><div class="display-flex"><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=B7E1B325EE9E82A5A93A79B4A569F8B4 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=98E0AF255F6D7B52AF8C43409180AED2 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=89DC42492E6BF2473352484EB67C88A7 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=8FB84F03913598A4F094C976E98C3474 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=8FB84F03913598A4F094C976E98C3474" class="fullimg img-border" alt="Young making donuts"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Lifetime Mortgage Drawdown Lifestyle</h2><span class="rte description">Allows clients to access a cash facility so they can be in control of their future and live confidently today.</span><div class="cta-holder"><a href="/equity-release/lifetime-mortgage-drawdown-lifestyle" target="_self" class=" cta secondary" title="" role="button">More on Lifetime Mortgage Drawdown Lifestyle</a></div></div></div><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=524B2DA0F29913A9393CDF6969A6F838 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=1CEE6C078BFA5D3CA3E9AB2EF5780D31 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=B3BED339BA3070FE8260EF561F2FC514 1x,/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=8EC20A7C658AF539E0BEFA1AEF68041F 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=8EC20A7C658AF539E0BEFA1AEF68041F" class="fullimg img-border" alt="Couple dancing"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Lifetime Mortgage Lump Sum Lifestyle</h2><span class="rte description">Gives clients the opportunity to make the most of equity in their home, to achieve the later life lifestyle they desire.</span><div class="cta-holder"><a href="/equity-release/lifetime-mortgage-lump-sum-lifestyle" target="_self" class=" cta secondary" title="" role="button">More on Lifetime Mortgage Lump Sum Lifestyle</a></div></div></div></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"productCard","reactName":"Athena.productCard","id":"24bf47bb-571d-4fdb-ae14-22c017fbb569","type":"dynamic","props":{"cardItem":[{"image":{"html":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=8FB84F03913598A4F094C976E98C3474","editButton":null,"alt":"Young making donuts","renditions":{"0":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=89DC42492E6BF2473352484EB67C88A7","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=8FB84F03913598A4F094C976E98C3474"},"769":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=564&amp;ch=216&amp;hash=B7E1B325EE9E82A5A93A79B4A569F8B4","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/drawdon-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1128&amp;ch=432&amp;hash=98E0AF255F6D7B52AF8C43409180AED2"}},"dynamicrenditions":null},"link":null,"description":"Allows clients to access a cash facility so they can be in control of their future and live confidently today.","buttonLink":{"label":"More on Lifetime Mortgage Drawdown Lifestyle","type":"secondary","url":"/equity-release/lifetime-mortgage-drawdown-lifestyle","target":"_self"},"titleHeading":{"label":"Lifetime Mortgage Drawdown Lifestyle","type":"","url":"","target":"_self"},"html":null},{"image":{"html":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=8EC20A7C658AF539E0BEFA1AEF68041F","editButton":null,"alt":"Couple dancing","renditions":{"0":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=B3BED339BA3070FE8260EF561F2FC514","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=8EC20A7C658AF539E0BEFA1AEF68041F"},"769":{"1x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=564&amp;ch=216&amp;hash=524B2DA0F29913A9393CDF6969A6F838","2x":"/-/life/media/athena/images/product-cards/2-column-product-cards/lump-sum-lifestyle-card.jpg?cx=0&amp;cy=0&amp;cw=1128&amp;ch=432&amp;hash=1CEE6C078BFA5D3CA3E9AB2EF5780D31"}},"dynamicrenditions":null},"link":null,"description":"Gives clients the opportunity to make the most of equity in their home, to achieve the later life lifestyle they desire.","buttonLink":{"label":"More on Lifetime Mortgage Lump Sum Lifestyle","type":"secondary","url":"/equity-release/lifetime-mortgage-lump-sum-lifestyle","target":"_self"},"titleHeading":{"label":"Lifetime Mortgage Lump Sum Lifestyle","type":"","url":"","target":"_self"},"html":null}],"Id":{"Guid":"3fe9e6d2-ee4d-409b-b24a-8e4b81602059"},"titleHeading":null,"enableBorder":false,"verticalSeparator":false,"isCarouselIndicator":false,"variation":"","isEditMode":false,"html":null,"background":"","disableBottomSpace":false,"spacing":""}});</script>
    </div>
    <div class="react-component callout" data-name="callOut" data-id="16b5c517-9935-44f2-a4d8-05951781f26b">
        <div id="16b5c517-9935-44f2-a4d8-05951781f26b"><link rel="preload" as="image" href="/-/life/media/athena/flourishes/small/tool-form-bondi-160x120-2.svg"/><div id="1780741350901" class="callout-content-holder"><div class="callout-container dark elliptical"><div class="mask-holder top"><svg width="100%" viewBox="0 0 1128 23" version="1.1" xmlns="http://www.w3.org/2000/svg"><g id="Curve_Callout_Top" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><path d="M569.538462,0 C778.244181,0 964.398623,7.43860583 1128.00179,22.3158175 L1128,23 L0,23 L0,22.361 L4.09092272,22.006006 C173.804028,7.33533532 362.286541,0 569.538462,0 Z" id="Combined-Shape" fill="#0D2C41"></path></g></svg></div><div class="inner-container left "><div class="image-block"><img src="/-/life/media/athena/flourishes/small/tool-form-bondi-160x120-2.svg" class="callout-image" alt="Tool form"/></div><div class="content-block"><h2 class="title content-title">LV= Equity Release Portal</h2><a href="tel:" target="_self" class="title contact-link textlink" title=""></a><span class="rte content-body">Our online portal is the smarter way to do business. Place and manage more of your equity release business efficiently and flexibly &ndash; with 24/7 access you can support your clients whenever they need you.</span></div><div class="cta-block"><a href="https://erportal.lvadviser.com/Intermediary" target="_blank" class=" cta secondary" title="">Launch the LV= Equity Release Portal</a></div></div><div class="mask-holder bottom"><svg width="100%" viewBox="0 0 1128 23" version="1.1" xmlns="http://www.w3.org/2000/svg"><g id="Curve_Callout_Top" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><path d="M569.538462,0 C778.244181,0 964.398623,7.43860583 1128.00179,22.3158175 L1128,23 L0,23 L0,22.361 L4.09092272,22.006006 C173.804028,7.33533532 362.286541,0 569.538462,0 Z" id="Combined-Shape" fill="#0D2C41"></path></g></svg></div></div></div></div>
    </div>
    <div class="react-component productcard" data-name="productCard" data-id="774b7b4e-7b95-43c4-9615-6045afbb8b72">
        <div id="774b7b4e-7b95-43c4-9615-6045afbb8b72"><div id="4f380d83-e289-4c16-95ae-6422190d12f8" class="product-card large"><div class="display-flex"><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=367&amp;amp;ch=216&amp;amp;hash=135BAE64089B0A4D7FE19AF689D2DA3F 1x,/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=734&amp;amp;ch=432&amp;amp;hash=1359F54D94988225B32288A89C805AA6 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=F440DCF5C2EB99444849B3DB1E97AE37 1x,/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=217C4D82D40CE9E23A78BF7FECBF866C 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=217C4D82D40CE9E23A78BF7FECBF866C" class="fullimg img-border" alt="Equity Release Council logo"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Lifetime Mortgages cashback</h2><span class="rte description"><p>Even more flexibility for your clients, with our cashback offer. Available on all of our lifetime mortgage products.</p>
<p>Terms and conditions apply.</p></span><div class="cta-holder"><a href="/equity-release/lifetime-mortgages-cashback" target="_self" class=" cta primary" title="" role="button">Lifetime Mortgage cashback</a></div></div></div><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;amp;cy=0&amp;amp;cw=367&amp;amp;ch=216&amp;amp;hash=A883D8F9448B8D882F6532756183C83D 1x,/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;amp;cy=0&amp;amp;cw=734&amp;amp;ch=432&amp;amp;hash=CF154144119D4D781465A251E4143BD6 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=8B96264F3776FECC64A9DF3AFB66A40D 1x,/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=71E1E97F7F7B666D2D1291B2554D53BD 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=71E1E97F7F7B666D2D1291B2554D53BD" class="fullimg img-border" alt="Equity Release Council logo"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Equity Release Council</h2><span class="rte description">We&rsquo;re a member of the Equity Release Council &ndash; their code of conduct protects your clients. We offer features and safeguards that adhere to this code of conduct. It includes a &lsquo;No Negative Equity&rsquo; guarantee and the reassurance your client&rsquo;s estate won&rsquo;t be left with a debt from our lifetime mortgage products.</span><div class="cta-holder"><a href="/equity-release/equity-release-council" target="_self" class=" cta primary" title="" role="button">More on the Equity Release Council</a></div></div></div><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=367&amp;amp;ch=216&amp;amp;hash=D2F3791EA38E6AB67721BBE2CA4A0B9F 1x,/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=734&amp;amp;ch=432&amp;amp;hash=BDA39836559290DC36015AB107D676B2 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=DB3E12451333DEE7EC2905B3D26E21DF 1x,/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=4CED5D91B24EBF4018E255154BE75F3F 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;amp;cy=0&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=4CED5D91B24EBF4018E255154BE75F3F" class="fullimg img-border" alt="Calendar next to laptop"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">Adviser Marketing Hub</h2><span class="rte description">We offer dedicated support to advisers through our Adviser Marketing Hub, where you&rsquo;ll find a host of materials and content designed to help you grow your business. Stay up to date with the latest market trends by accessing our informative guides and articles, all in one place.&nbsp;</span><div class="cta-holder"><a href="/equity-release/adviser-marketing-hub" target="_self" class=" cta primary" title="" role="button">Access our Adviser Marketing Hub</a></div></div></div></div></div></div>
<script>LVSiteConfigs.components.data.push({"name":"productCard","reactName":"Athena.productCard","id":"774b7b4e-7b95-43c4-9615-6045afbb8b72","type":"dynamic","props":{"cardItem":[{"image":{"html":"/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=217C4D82D40CE9E23A78BF7FECBF866C","editButton":null,"alt":"Equity Release Council logo","renditions":{"0":{"1x":"/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=F440DCF5C2EB99444849B3DB1E97AE37","2x":"/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=217C4D82D40CE9E23A78BF7FECBF866C"},"769":{"1x":"/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;cy=0&amp;cw=367&amp;ch=216&amp;hash=135BAE64089B0A4D7FE19AF689D2DA3F","2x":"/-/life/media/athena/flourishes/large/arrows-transfer-money-360x140-2.svg?cx=0&amp;cy=0&amp;cw=734&amp;ch=432&amp;hash=1359F54D94988225B32288A89C805AA6"}},"dynamicrenditions":null},"link":null,"description":"<p>Even more flexibility for your clients, with our cashback offer. Available on all of our lifetime mortgage products.</p>\n<p>Terms and conditions apply.</p>","buttonLink":{"label":"Lifetime Mortgage cashback","type":"primary","url":"/equity-release/lifetime-mortgages-cashback","target":"_self"},"titleHeading":{"label":"Lifetime Mortgages cashback","type":"","url":"","target":"_self"},"html":null},{"image":{"html":"/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=71E1E97F7F7B666D2D1291B2554D53BD","editButton":null,"alt":"Equity Release Council logo","renditions":{"0":{"1x":"/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=8B96264F3776FECC64A9DF3AFB66A40D","2x":"/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=71E1E97F7F7B666D2D1291B2554D53BD"},"769":{"1x":"/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;cy=0&amp;cw=367&amp;ch=216&amp;hash=A883D8F9448B8D882F6532756183C83D","2x":"/-/life/media/athena/images/logo/erc-logo-v2-360x140.svg?cx=0&amp;cy=0&amp;cw=734&amp;ch=432&amp;hash=CF154144119D4D781465A251E4143BD6"}},"dynamicrenditions":null},"link":null,"description":"We&rsquo;re a member of the Equity Release Council &ndash; their code of conduct protects your clients. We offer features and safeguards that adhere to this code of conduct. It includes a &lsquo;No Negative Equity&rsquo; guarantee and the reassurance your client&rsquo;s estate won&rsquo;t be left with a debt from our lifetime mortgage products.","buttonLink":{"label":"More on the Equity Release Council","type":"primary","url":"/equity-release/equity-release-council","target":"_self"},"titleHeading":{"label":"Equity Release Council","type":"","url":"","target":"_self"},"html":null},{"image":{"html":"/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=4CED5D91B24EBF4018E255154BE75F3F","editButton":null,"alt":"Calendar next to laptop","renditions":{"0":{"1x":"/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;cy=0&amp;cw=768&amp;ch=441&amp;hash=DB3E12451333DEE7EC2905B3D26E21DF","2x":"/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;cy=0&amp;cw=1536&amp;ch=882&amp;hash=4CED5D91B24EBF4018E255154BE75F3F"},"769":{"1x":"/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;cy=0&amp;cw=367&amp;ch=216&amp;hash=D2F3791EA38E6AB67721BBE2CA4A0B9F","2x":"/-/life/media/athena/icons/medium/calendar-laptop-time-360x140-2.svg?cx=0&amp;cy=0&amp;cw=734&amp;ch=432&amp;hash=BDA39836559290DC36015AB107D676B2"}},"dynamicrenditions":null},"link":null,"description":"We offer dedicated support to advisers through our Adviser Marketing Hub, where you&rsquo;ll find a host of materials and content designed to help you grow your business. Stay up to date with the latest market trends by accessing our informative guides and articles, all in one place.&nbsp;","buttonLink":{"label":"Access our Adviser Marketing Hub","type":"primary","url":"/equity-release/adviser-marketing-hub","target":"_self"},"titleHeading":{"label":"Adviser Marketing Hub","type":"","url":"","target":"_self"},"html":null}],"Id":{"Guid":"4f380d83-e289-4c16-95ae-6422190d12f8"},"titleHeading":null,"enableBorder":false,"verticalSeparator":false,"isCarouselIndicator":false,"variation":"","isEditMode":false,"html":null,"background":"","disableBottomSpace":false,"spacing":""}});</script>
    </div>
    <div class="react-component callout" data-name="callOut" data-id="5f49ab2f-63e6-48f8-8612-07040468b28e">
        <div id="5f49ab2f-63e6-48f8-8612-07040468b28e"><link rel="preload" as="image" href="/-/life/media/athena/flourishes/small/contact-phone-bondi-160x120-2.svg"/><div id="1780741350943" class="callout-content-holder no-margin"><div class="callout-container dark fullbleed"><div class="inner-container left "><div class="image-block"><img src="/-/life/media/athena/flourishes/small/contact-phone-bondi-160x120-2.svg" class="callout-image" alt="Contact Phone"/></div><div class="content-block"><h2 class="title content-title">Let&#39;s talk</h2><a href="tel:0800 028 8974" target="_self" class="title contact-link textlink" title="0800 028 8974">0800 028 8974</a><span class="rte content-body"><p><strong>9am - 5pm Mon-Fri</strong></p>
<p>TextDirect: first dial 18001. We may record or monitor calls for training and audit purposes.</p></span></div></div></div></div></div>
    </div>

    <div id="iframeWrapper" class="waitingforfullload">
        <link href="/css/adviserchatiframe.css?v=1.0" rel="stylesheet"/>

        <iframe title="Equity-release-Adviser-webchat" id="adviserchat-widget-iframe" src="https://api.lvadviser.com/webchat/AdvisorDashboard" frameborder="0" onload="sendMessageToChild()" style="display:none;"></iframe>
    </div>
    <script>
        document.addEventListener("DOMContentLoaded", function (e) {
            document.getElementById("iframeWrapper").classList.remove("waitingforfullload")
        }); 
            var x = window.matchMedia("(max-width: 600px)")
            function sendMessageToChild() {
                let message = {
                    "parentWebsite": "SC_Advisor"
                };
                console.log('sendMessageToChild: message: ', message);
                var iframeWidgetObj = document.getElementById('adviserchat-widget-iframe');
                if (iframeWidgetObj) {
                    iframeWidgetObj.contentWindow.postMessage(message, '*');
                }
                parent.postMessage(message, '*');
            }
            window.addEventListener('message', refreshPage, false);
            function refreshPage(event) {
                var iframeWidgetObj = document.getElementById('adviserchat-widget-iframe');
                if (event.data == 'iframeRefreshRequest') {
                    setTimeout(() => {
                        iframeWidgetObj.parentNode.replaceChild(iframeWidgetObj.cloneNode(), iframeWidgetObj);
                        document.getElementById('adviserchat-widget-iframe').style.height = '153px';
                        document.getElementById('adviserchat-widget-iframe').style.width = '181px';
                        document.getElementById('adviserchat-widget-iframe').classList.remove("iframeAdjustmentMob");
                    }, 1000);
                }
                if(event.data =="showChatInitially"){
                iframeWidgetObj.style.display = 'block';
                }
                if (event.data == 'ChatIsGoingToOpen') {
                    if (x.matches) {
                        document.getElementById('adviserchat-widget-iframe').classList.add("iframeAdjustmentMob");
                    } else {
                        document.getElementById('adviserchat-widget-iframe').classList.remove("iframeAdjustmentMob");
                    }
                    iframeWidgetObj.style.height = '546px';
                    iframeWidgetObj.style.width = '355px';
                }
                if (event.data == 'ChatIsGoingToClose') {
                    iframeWidgetObj.style.height = '153px';
                    iframeWidgetObj.style.width = '181px';
                    document.getElementById('adviserchat-widget-iframe').classList.remove("iframeAdjustmentMob");
                }
            }
    </script>


<!--/home-->
        <!--/main-->
        <!--globalalert-->
        
        <!--/globalalert-->
        <!--cookieconsent-->
        
        <!--/cookieconsent-->
        <!--footer-content-->
            <div class="react-component footer" data-name="footer" data-id="e8dafcdc-2e4b-4779-a601-32d4e1fd724e">
        <div id="e8dafcdc-2e4b-4779-a601-32d4e1fd724e"><link rel="preload" as="image" href="/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png"/><footer class="footer-container lvp"><div class="inner-container"><div class="links-container"><div class="nav-link"><a href="#" target="_self" class=" textlink" title="Cookie settings">Cookie settings</a></div><div class="nav-link"><a href="/legal" target="_self" class=" textlink" title="Legal">Legal</a></div><div class="nav-link"><a href="/lv-cookie-consent" target="_self" class=" textlink" title="Cookie consent">Cookie consent</a></div><div class="nav-link"><a href="/data-protection" target="_self" class=" textlink" title="Data protection">Data protection</a></div><div class="nav-link"><a href="/online-security" target="_self" class=" textlink" title="Online security">Online security</a></div><div class="nav-link"><a href="/accessibility" target="_self" class=" textlink" title="Accessibility">Accessibility</a></div><div class="nav-link"><a href="/service-status" target="_self" class=" textlink" title="Service status">Service status</a></div><div class="nav-link"><a href="/site-map" target="_self" class=" textlink" title="Sitemap">Sitemap</a></div></div><div class="footer-bottom"><div class="logo-block"><div class="logo-holder"><a href="https://www.lvadviser.com" target="_self" class=""><img src="/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png" alt="ALT Text"/></a></div><span class="copyright"><p><strong> For UK Financial Advisers only</strong></p>
<p><strong></strong>Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK</p></span></div><div class="footer-social"><div class="footer-media linkedin"><a href="https://www.linkedin.com/showcase/lvforadvisers" target="_self" class="footer-social-media" title="LinkedIn"><span class="icon icon-linkedin" alt="LinkedIn"></span></a></div><div class="footer-media twitter"><a href="https://twitter.com/LVforAdvisers" target="_self" class="icon-link" title="Twitter"><svg focusable="false" width="25" height="21" viewBox="0 0 25 21"><path d="M12.2228 8.8875L19.8685 0H18.0567L11.418 7.71689L6.11564 0H0L8.0182 11.6693L0 20.9892H1.81189L8.82259 12.8399L14.4223 20.9892H20.5379L12.2224 8.8875H12.2228ZM9.74121 11.7721L8.9288 10.6101L2.46474 1.36396H5.24769L10.4643 8.8259L11.2767 9.9879L18.0576 19.6873H15.2747L9.74121 11.7726V11.7721Z" fill="#04589B"></path></svg></a></div></div></div></div></footer></div>
<script>LVSiteConfigs.components.data.push({"name":"footer","reactName":"Athena.footer","id":"e8dafcdc-2e4b-4779-a601-32d4e1fd724e","type":"dynamic","props":{"expanderText":"Useful Links","copyrightText":"<p><strong> For UK Financial Advisers only</strong></p>\n<p><strong></strong>Liverpool Victoria Financial Services Limited, registered in England with registration number 12383237. County Gates, Bournemouth, BH1 2NF, UK</p>","logo":{"src":"/-/life/media/athena/images/logo/adviser-logo-104x54_responsive-v2.png","alt":"ALT Text","url":"https://www.lvadviser.com","target":"_self","html":null,"isEditMode":false},"socialLinks":[{"alt":"LinkedIn","channel":"linkedin","link":{"url":"https://www.linkedin.com/showcase/lvforadvisers","label":"","target":"_self"}},{"alt":"Twitter","channel":"twitter","link":{"url":"https://twitter.com/LVforAdvisers","label":"","target":"_self"}}],"navLinks":[{"link":{"Id":null,"Rel":null,"url":"javascript:Optanon.ToggleInfoDisplay();;","label":"Cookie settings","html":"<a href=\"javascript:Optanon.ToggleInfoDisplay();;\">Cookie settings</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/legal","label":"Legal","html":"<a href=\"/legal\">Legal</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/lv-cookie-consent","label":"Cookie consent","html":"<a href=\"/lv-cookie-consent\">Cookie consent</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/data-protection","label":"Data protection","html":"<a href=\"/data-protection\">Data protection</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/online-security","label":"Online security","html":"<a href=\"/online-security\">Online security</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/accessibility","label":"Accessibility","html":"<a href=\"/accessibility\">Accessibility</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/service-status","label":"Service status","html":"<a href=\"/service-status\">Service status</a>","target":"_self"}},{"link":{"Id":null,"Rel":null,"url":"/site-map","label":"Sitemap","html":"<a href=\"/site-map\">Sitemap</a>","target":"_self"}}]}});</script>
    </div>

        <!--/footer-content-->
        <!--script-footer-->
        
        <!--/script-footer-->


    </div>
    <!-- Includes Common js-->
    <script src='/life/athenadist/common.js?v=1.1.972.0'></script>

    <!-- Includes template Specific js-->
    <script src='/life/athenadist/js/mediators/landingpage.js?v=1.1.972.0'></script>

</body>
</html>
