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Protecting your client’s retirement

Your client’s pension fund is key to a happy and stress-free retirement and we understand deciding what to do with it is crucial. That’s why our LV= Pension (Flexible Transitions Account) is ideal. We offer a range of product and investment options, suiting your client’s retirement income needs.

With a three-tiered structure – Core, Selected and Extended - your clients will benefit from a simple and flexible option. Plus, you can combine pension products to suit your client’s needs. 

 

3 reasons to use our Pension

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A single Pension wrapper

giving the flexibility needed to meet changing needs through your client’s retirement journey.

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A range of investment options

with risk-rated active and passive funds, market-leading discretionary fund managers, and access to our unique Smoothed Managed Funds.

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A full range of retirement income

including flexi-access Drawdown and our Fixed Term Annuity option (Protected Retirement Plan).

From saving, to enjoying retirement and taking an income, our Pension meets the needs of your clients.

This simple diagram illustrates the typical retirement journey. Our Pension is designed to flexibly support clients in the accumulation phase as they build their savings and for clients in retirement who are drawing an income. 

 

The LV= Pension gives your client control and flexibility over their pension planning. It’s a comprehensive plan for your clients who want:

  • A product with range of retirement options.

  • To consolidate existing pensions in one place, for ease of management.

  • To save for retirement through single and/or regular contributions.

  • A wide range of investment options, including funds with guarantees.

  • To access a lump sum, either with or without taking an income.

  • Flexibility on when they take income.

We’re here to support you in giving clear and accurate information to clients. That’s why we work with a number of key back office systems, including IRESS.

Our dedicated account management and technical support can be accessed through a network of Business Account Managers. Unlock a range of retirement planning tools and online self-servicing for advisers, including:

 
  • LV= Retirement Pathfinder – a free and impartial online modelling tool giving you the ability to compare different retirement scenarios.

  • LV= Retirement View – an online client admin system designed to make your life easier - providing an aggregated view of your client’s retirement assets and income in one place, while offering signature-less quote and apply.

Pension products

Self-Invested Personal Pension

Accessible through our Selected and Extended ranges, clients benefit from a range of investment options – giving flexibility over their retirement planning.

Personal Pension

Our Core product gives a simple and low-cost pension investment. With over 200 fund options to suit a range of risk appetites, there’ll be an option to suit your client.

Drawdown Pension

When your client wants to take tax-free cash from their pension fund, our range of decumulation options come into play – available through our Core, Selected and Extended options.

The application

Discretionary Fund Management

Part of our Selected fund range, Discretionary Fund Management offers a personalised investment approach. Give your clients a tailored retirement solution from our panel of leading discretionary fund managers.

Contact Phone

Let's talk

0800 032 2990

9.00am - 5.30pm Mon-Fri

TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.