Columbia Threadneedle Investments manage our Smoothed Managed Funds (accessible through the LV= ISA, LV= TIP, Flexible Guarantee Bond and LV= Smoothed Pension) to a mandate set and governed by our specialist investment team. Our approach to investing is industry recognised – we were awarded Investment Strategy of the Year at the 2019 Insurance Asset Management Awards.
Who are Columbia Threadneedle Investments? They’re a global asset manager with a strong reputation in developed and emerging market equities, fixed income, commodities, UK property and multi-asset solutions. We leverage their considerable strength in this area to get the best possible outcomes for your clients.
They have worldwide assets under management of £400bn (as at 31 December 2020) and are fully owned by Ameriprise Financial, a leading US-based and well capitalised financial services firm.
Fund management:
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How are our funds managed?
How we work together
Columbia Threadneedle Investments were selected to manage our Smoothed Managed Funds after a rigorous review process. We now work together to produce strong, risk-adjusted investment returns for our policyholders.
We've developed a robust monitoring framework - this provides support for, and oversight of, the funds’ operation and investment performance. We continue to follow this framework to maintain the performance your clients expect from their investments in the Smoothed Managed Funds.
We’re an active advocate of responsible investing, and we know it’s becoming increasingly important to your clients too. We believe well-governed companies are more likely to outperform in the long run. Understanding and being mindful of the environmental, social and governance risks and opportunities is key to generating sustainable returns.
How do we invest responsibly?
How do Columbia Threadneedle Investments commit to responsible investment?
Risk ratings
Our funds have been risk-rated by multiple agencies. The independent ratings allow you to identify investment suitability by confidently matching the fund choice to your client's risk profile.
For the EValue ratings of our funds, please see the tables below. Please note, the ratings provided by EV uniquely take in to
account the impact of our smoothing method on the level of risk your clients’ investments are exposed to.
EV Standard 1-5 Risk
EV Standard 1-7 Risk
EV Standard 1-10 Risk
Risk rating documents - in one place
- Defaqto Risk Ratings - LV= Smoothed Managed Funds
- Defaqto Risk Ratings - LV= ISA Funds
- Defaqto Risk Ratings - LV= Balanced Index Fund
- Dynamic Planner - Quarterly Risk Profile
- Oxford Risk - Investment Risk Mapping
- EValue LV= risk ratings
- Synaptic Risk Ratings - LV= Smoothed Managed Funds & Balanced Index 1-5
- Synaptic Risk Ratings - LV= Smoothed Managed Funds & Balanced Index 1-10
We’ve been providing financial stability to customers since 1843 and were awarded a B rating for financial strength in AKG’s March 2022 report.
Our Smoothed Managed Funds are accessible through four product options
LV= TIP
The Smoothed Managed Funds Trustee Investment Plan (LV= TIP) provides access to our smoothed funds as part of your client's SIPP or SSAS.
Flexible Guarantee Bond With flexible fund options, your client will benefit from a secure, simple and low-cost investment.
LV= ISAWith a simple on-boarding process and smoother investment journey, the LV= ISA helps protect your clients’ investments from short-term market volatility.
LV= Smoothed Pension
Our LV= Smoothed Pension is accessible as a pension investment through the LV= Flexible Transitions Account.
Let's talk
0800 032 29909.00am - 5.30pm Mon-Fri
TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.