We offer five risk-rated funds designed to provide long-term steady to moderate growth for at least five years or longer. Our choice of funds allows you to tailor your recommendation based on each client's goals, time horizon and comfort with investment risk, supporting more personalised and inclusive financial planning.
Smoothed Investments:
Download documents
Quote & Apply
Servicing
Why choose our Smoothed Managed Funds?
Choose from five multi-asset funds designed to help grow your clients’ money while reducing the impact of short-term stock market volatility. Our proven smoothing process is based on real-world performance and backed by a 20-year track record.
What are the key benefits of our Smoothed Managed Funds?
- Funds managed in partnership with BlackRock, one of the world’s largest asset managers.
- Risk-rated by multiple leading agencies to help you assess client suitability.
- Access to member benefits and our mutual bonus.
The funds are a stock market investment, so your clients’ investments can go down as well as up – they could get back less than invested. While the smoothing process helps reduce impact of short-term volatility, it will not prevent losses during longer term falling markets.
Useful documents
More information on Smoothed Managed Funds and related charges:
What smoothed funds can I choose from?
This video won't play unless you have
given consent for functional cookies.
How does smoothing work?
Smoothing doesn’t need to be complicated. Watch our video to learn how our simple and transparent smoothing mechanism works to help reduce the stress of stock market investing and boost client composure.
Share with your clients via LV.com - How does smoothing work
Please note:
Although it’s unlikely, we may, at our discretion, need to suspend the smoothing mechanism to protect our members and our business. This could be required if the underlying daily fund price was less than 80% of the value of the smoothed price, or in other exceptional circumstances. In the rare event we do need to take this step, the fund would typically be valued on the underlying price or, at our discretion, on a daily gradual averaged price (except ISA which would be valued on the underlying price) until smoothing is reintroduced.
Full details are contained in the CFPPFM for unitised with-profits Smoothed Managed Funds business or, for the LV= ISA, the CFPPFM for unitised with-profits LV= ISA business.
Discover more in our Adviser Investment Centre
What do our Smoothed Managed Fund invest in?
Our funds invest in a range of asset classes to create a globally diversified portfolio of investments.
How are the funds performing?
View the latest market insight and updates from our investment experts.
Who manages the funds?
Meet the LV= team behind the investments, working in partnership with our fund managers, BlackRock.Ways to invest in our Smoothed Managed Funds
Our smoothed funds are available through a range of retirement and investment solutions both on and off-platform so you can offer the smoothed difference your way.
Ready to quote and apply?
To support you, we offer a simple online quote and apply process through our Savings and Retirement Adviser Portal. If you're not quite ready to get a quote, speak to our friendly Business Development Managers on 0800 032 8298, or via email on [email protected]