LV= Smoothed Bond:
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Smoothed Managed Funds Bond Series 1
Our Smoothed Bond offers your clients a range of fund options. Each fund aims to achieve long-term, steady growth using a mix of equity, commercial property, fixed interest securities and cash. Its in-built smoothing mechanism is designed to reduce the impact of market volatility on your client's investments.
Fund management charges
An annual management charge applies to your client's investments - it's taken on a monthly basis as 1/12th of the annual charge by cancelling units.
Your client can access their money if they need to - we don't charge initial fees or early encashment fees.
View the latest Smoothed Managed Funds charges guide.
LV= Smoothed Bond guarantee charges – for bonds starting from June 2021
If your client already has an LV= Smoothed Bond, the charge for this is shown on their Bond Summary or Guarantee Endorsement and their Yearly Statements.
If your client is thinking of investing in an LV= Smoothed Bond and buying a guarantee at outset, or if they already have a bond and are thinking of buying a new guarantee as their current guarantee term is ending, the table shows the current charges for new guarantees.
If your client is invested in an existing Flexible Guarantee Bond (any series), the charge(s) for this is shown on their Yearly Statements.
To view the annual management charge that applied when the bond started, and the range of guarantee terms and charges available, view the latest Flexible Guarantee Investments Product Charges.
Fund information
To help you assess client suitability, we’ve had our funds independently risk-rated, by multiple agencies. This helps you make better informed decisions for your clients.
Find details on the asset mix of each fund and performance data in the monthly factsheets for our Smoothed Bond:
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TextDirect: first dial 18001. We may record or monitor calls for training and audit purposes.