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Typically, LV='s Lifetime Mortgage Lump Sum+ is suitable for clients who:
LV='s Lifetime Mortgage Lump Sum+ is not designed for clients who:
We’ll lend to an applicant who:
For more information, please refer to our Lending Policy Guide.
Your clients can stay in their home - as long as it’s their legal right, and they meet the terms and conditions of their mortgage.
Your clients need to understand how the terms and conditions of their lifetime mortgage will affect them. They'll need to:
If your client is living with their partner, civil partner, or spouse, they'll both need to be named on the property deeds and in their Lifetime Mortgage Lump Sum+ application.
Your client can move when their lifetime mortgage is up and running. The new home will need to meet our lending requirements at that time.