The LV= difference

We’ve been providing financial stability to customers for over 180 years, and as a leading equity release provider since 2002 and member of the Equity Release Council, we’re committed to helping your clients live confidently in retirement.

If you're new to LV= Equity Release and would like to speak to our sales team, email us to request a meeting.

See below for details of our:

Equity Release Portal

Place and manage more of your equity release business efficiently and flexibly – with 24/7 access you can support your clients whenever they need you.

Our lifetime mortgage products

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Lifestyle range

Our new Lifetime Mortgage Lifestyle range comes with flexible features designed to help your clients get the most from retirement and enable them to lead the lifestyle they desire.

Key features include:

  • Inheritance Protection option.
  • 11% ERC-free repayment allowance each year.
  • No ERCs after 8 years.
  • A Drawdown ERC charging period based on the completion date of the original loan.
  • 1% cashback option available.

Terms and conditions apply.

For full details, view our Drawdown Lifestyle Terms and Conditions and Lump Sum Lifestyle Terms and Conditions

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Plus (+) range

Your clients can also unlock their property wealth through our longstanding Lifetime Mortgage + range.

Key features include:

  • 10% ERC-free repayment allowance each year.
  • No ERCs after 10 years.
  • A Drawdown ERC charging period based on the completion date of the original loan.
  • 1% cashback option available.

Terms and conditions apply.

For full details, view our Drawdown+ Terms and Conditions and Lump Sum+ Terms and Conditions


To stay up to date with our latest product and lending criteria changes, view our lifetime mortgage updates.

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Lifetime Mortgage Drawdown Lifestyle

Allows clients to access a cash facility so they can be in control of their future and live confidently today.
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Lifetime Mortgage Lump Sum Lifestyle

Gives clients the opportunity to make the most of equity in their home, to achieve the later life lifestyle they desire.
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Lifetime Mortgage Drawdown+

Your client can borrow a portion of their property value, and make further withdrawals later on. Giving peace of mind and stability, your client will benefit from flexibility over their income in retirement.
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Lifetime Mortgage Lump Sum+

Your clients can unlock the equity in their home as a lump sum, helping them to achieve their financial goals.

Helping you to help your clients

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Guide to LV= Equity Release

Discover more about our lifetime mortgage range. 

View our adviser guide

View our client guide

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Equity Release Calculators

Assess and identify the most cost effective solutions for your clients.

Download our calculators

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Supporting you with Consumer Duty

Tools and resources to help you deliver high quality client conversations.

More on Consumer Duty

Added value benefits, that support your clients throughout later life

Our benefits are designed for the moments in life when your clients might need a little bit of extra support. That’s why we offer LV= Doctor Services and Care Navigator when clients choose one of our lifetime mortgage products.
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LV= Doctor Services

Giving clients and their spouse/partner access to six medical services via an app or by phone.

More on LV= Doctor Services

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Care Navigator

Offering clients expert support and guidance from experienced nurses, helping them to navigate the UK’s complex elderly care system.

More on Care Navigator

Contact Phone

Let's talk

0800 028 8974

8.30am - 5.30pm Mon-Fri

TextDirect: first dial 18001. We will record or monitor calls for training and audit purposes.