LV= Smoothed Pension – Key Features

Our funds are uniquely equipped to support risk-sensitive clients. We offer a smoothing feature that reduces the day-to-day volatility of investing:

• It works by averaging daily unit prices over the last 26 weeks.
• It still means that the value of your client’s investment can go down as well as up - just less so each day.
• It helps your clients by reducing the impact of daily price volatility on their pension investment.
• In response to your feedback, our enhanced smoothing process starts averaging fund prices right from the beginning of your client's investment.

Learn more about smoothing here

Clients investing in the Smoothed Pension Cautious Fund can opt to buy a 10-year capital guarantee. Guarantees can be bought at outset, or on the expiry of a previous guarantee, subject to availability.