We want your clients to live confidently. That’s why we give our members more with their Flexible Guarantee Bond.
As an investor in our Flexible Guarantee Bond, your client automatically becomes a member. This means they’re entitled to an incredible range of benefits, at no extra cost. Here’s how your client will see the benefit:
- Putting your client’s interest first. As a mutual, we’re owned by our members. We put the interests of your clients first, rather than those of external shareholders.
- Exclusive benefits. We offer benefits to certain with-profits members – your Flexible Guarantee Bond clients are eligible.
- Potential investment boost with our mutual bonus after the first year. When we’re doing well and our capital position remains strong we can decide to award a mutual bonus*. At the moment, we do this by increasing the asset share of certain LV= with-profits policies by a percentage. We’ve awarded £210 million to eligible members’ policies since we introduced the mutual bonus in 2011.
- *The mutual bonus is always at the sole discretion of our board of directors. In exceptional circumstances, the board reserve the right to take back previously awarded mutual bonuses – but this hasn’t happened to date. It’s not guaranteed to be paid every year, and the level can vary.
- More on member benefits