Getting more from your clientsWe want your clients to live confidently. That’s why we give our members more with their Flexible Guarantee Bond.
As an investor in our Flexible Guarantee Bond, your client automatically becomes a member. This means they’re entitled to an incredible range of benefits, at no extra cost. Here’s how your client will see the benefit:
- Putting your client’s interest first. As a mutual, we’re owned by our members. We put the interests of your clients first, rather than those of external shareholders.
- Potential investment boost with our mutual bonus after the first year. When we’re doing well and our capital position remains strong we can decide to award a mutual bonus*. At the moment, we do this by increasing the asset share of certain LV= with-profits policies by a percentage. We’ve awarded £210 million to eligible members’ policies since we introduced the mutual bonus in 2011.
- More on member benefits
- Exclusive benefits. We offer benefits to certain with-profits members – your Flexible Guarantee Bond clients are eligible.
- *The mutual bonus is always at the sole discretion of our board of directors. In exceptional circumstances, the board reserve the right to take back previously awarded mutual bonuses – but this hasn’t happened to date. It’s not guaranteed to be paid every year, and the level can vary.