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Mortgage and Rent Cover can protect your client's monthly mortgage or rental payment should they be unable to work due to illness or injury.
Our cover is a great option for your clients who are just getting on, or trying to get on the property ladder. It's also useful for clients with irregular earnings who may struggle to get traditional income protection. Mortgage and Rent Cover includes a number of features with them in mind:
Mortgage and Rent Cover is suitable for many of your clients – learn more about the main features, suitability, costs and waiver of premium here:
Mortgage and Rent Cover is ideally suited to clients who want simple, affordable cover with no financial underwriting. But what if your clients want more comprehensive cover?
Income Protection can cover up to 60% of your client’s income and includes valuable features to support your client and their family.
We’re here for your clients when they need us most. Your clients and their spouse/partner* have access to 6 expert medical advice services – all accessible in a handy app or by phone, wherever they are:
*Spouse, civil partner or person with whom the policyholder lives with as a partner and at the same address.
**The five sessions limit is split between the policyholder/life assured and partner/spouse.
Your clients get greater value with our Mortgage and Rent Cover. Once your client has taken out a policy with us and agreed to be a member, they’ll be entitled to exclusive benefits and support:
We offer a clear and fair approach to paying claims.
We’re proud to have paid 96%* of protection claims in 2021. A successful claim is as important to your client as it is to you – so your clients get vital financial help when they need it most and you feel confident in the provider you recommended.
* Includes claims already in payment in 2021 for Income Protection and Personal Sick Pay.
With expert underwriting and online quote and apply, we’re committed to supporting the conversations you have with your clients.
Our underwriting measures an individual’s risk. But we keep it simple – we offer terms wherever possible and without unnecessary medical evidence.
Our quote and apply system – Fastway – makes it quicker to protect clients. It’s a fast and flexible application journey that gives you an immediate underwriting decision.