LV= Income Protection (IP) policies include Rehab Support Services to aid health and wellbeing. This can help support recovery for any physical or mental health condition with a range of treatment options available.
Parent and Child Cover is a benefit included in LV= IP policies and pays a lump sum worth six times the monthly cover, up to £25,000, if the policyholder's child is diagnosed with a specified condition.
As part of LV= Critical Illness cover, children’s cover is available up to age 23 to ensure that families can be better protected. There is also a junior conversion option so that young adults can use to take out their own policy in their own name (with further medical underwriting) when they become old enough. Parents with a CI policy can upgrade to enhanced children’s cover (for an additional cost) offering added cover for those who have children, or are planning to extend their family.
About LV= support services
LV= offers protection policyholders emotional and practical support that they can access every day without the need to make a claim under their policy.
LV= Doctor Services (included as standard on all new protection policies) provides convenient access to six expert medical services - 24/7 Remote GP, Prescription Services, Second Opinion, Remote Physiotherapy, Remote Psychological Support and Discounted Health MOTs - provided by Square Health.
The LV= Legal Advice Line provides free and confidential legal advice to LV= protection members on a range of personal legal matters such as those relating to employment, consumer contracts, property issues, motoring, landlord and tenant, family and wills and probate.
* LV= surveyed 4,000 nationally representative UK adults via an online omnibus conducted by Opinium between 16th August and 1st September 2022