“LV=’s Smoothed Managed Funds are becoming increasingly popular among financial advisers and investors. The long-term performance track record of the funds’ unique smoothing mechanism and asset strategy makes them appealing to investors who are uncomfortable with the short-term ups and downs of stock market investments whilst at the same time having delivered an attractive levels of investment performance.
“LV=’s research highlights just how cautious many savers and investors are when it comes to their finances. Nearly half of say they are more concerned about possible losses than gains when faced with a financial decision, but they are also dismayed by the returns offered by deposit accounts.
“This presents consumers with a dilemma: if they are too cautious they risk missing out on future returns and could see their savings eroded by inflation; if they take too much risk they could end up choosing unsuitable investments that lead to an unsuitably stressful investment experience and potentially significant losses.
“So we are delighted to be able to expand the fund range to make this low volatility and appealing investment growth performance even more widely available to advisers and their clients.
“The Impact Growth fund is designed to appeal to investors at retirement who want the prospect of higher returns but are looking for a more sustainable investment approach.
“The LV=’s Extra Cautious fund will appeal to savers who want a cautious fund with low volatility that offers the prospect of better returns than a deposit account.”