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treatment</span></a></li><li><a href="/business-protection/business-protection-guide" target="_self" class="" title="Guide to Business Protection" role="menuitem"><span>Guide to Business Protection</span></a></li></ul></li></ul></div></li></ul></div></li><li class="has-sub"><a href="/equity-release" target="_self" class="" title="Equity Release" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Equity Release</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Products</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Products</h3><ul class="children"><li><a href="/equity-release" target="_self" class="" title="Equity Release" role="menuitem"><span>Equity Release</span></a></li><li><a href="/equity-release/lifetime-mortgage-lump-sum" target="_self" class="" title="Lifetime Mortgage Lump Sum Plus" role="menuitem"><span>Lifetime Mortgage Lump Sum Plus</span></a></li><li><a href="/equity-release/lifetime-mortgage-drawdown" target="_self" class="" title="Lifetime Mortgage Drawdown Plus" role="menuitem"><span>Lifetime Mortgage Drawdown Plus</span></a></li><li><a href="/equity-release/lifetime-mortgage-lump-sum-lifestyle" target="_self" class="" title="Lifetime Mortgage Lump Sum Lifestyle" role="menuitem"><span>Lifetime Mortgage Lump Sum Lifestyle</span></a></li><li><a href="/equity-release/lifetime-mortgage-drawdown-lifestyle" target="_self" class="" title="Lifetime Mortgage Drawdown Lifestyle" role="menuitem"><span>Lifetime Mortgage Drawdown Lifestyle</span></a></li></ul></li><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/contact-us/equity-release" target="_self" class="" title="Contact us" role="menuitem"><span>Contact us</span></a></li></ul></li></ul></div></li><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Resources</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">Resources</h3><ul class="children"><li><a href="/online-services/equity-release-portal" target="_self" class="" title="Equity Release Portal" role="menuitem"><span>Equity Release Portal</span></a></li><li><a href="/online-services/equity-release-portal/faqs" target="_self" class="" title="Equity Release Portal FAQs" role="menuitem"><span>Equity Release Portal FAQs</span></a></li><li><a href="/equity-release/adviser-marketing-hub" target="_self" class="" title="Adviser Marketing Hub" role="menuitem"><span>Adviser Marketing Hub</span></a></li><li><a href="/knowledge-centre/video-and-webinar-library/equity-release" target="_self" class="" title="Equity Release videos and webinars" role="menuitem"><span>Equity Release videos and webinars</span></a></li><li><a href="/equity-release/early-repayment-calculator" target="_self" class="" title="Lifetime 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role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Support</span><span class="icon-arrow"></span></a><div class="subnav level1"><ul><li class=""><a class="has-sub " role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Knowledge centre</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/knowledge-centre" target="_self" class="" title="Knowledge centre" role="menuitem"><span>Knowledge centre</span></a></li><li><a href="/knowledge-centre/video-and-webinar-library" target="_self" class="" title="Video and webinar library" role="menuitem"><span>Video and webinar library</span></a></li><li><a href="/knowledge-centre/protection-webinar-calendar" target="_self" class="" title="Protection webinar calendar" role="menuitem"><span>Protection webinar calendar</span></a></li><li><a href="/knowledge-centre/news-hub" target="_self" class="" title="News hub" 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class="section-heading">More</h3><ul class="children"><li><a href="/supporting-your-client/why-lv" target="_self" class="" title="Why LV=" role="menuitem"><span>Why LV=</span></a></li><li><a href="/supporting-your-client/why-lv/mutual-bonus" target="_self" class="" title="Mutual bonus" role="menuitem"><span>Mutual bonus</span></a></li><li><a href="/supporting-your-client/why-lv/lv-difference" target="_self" class="" title="Exit bonus" role="menuitem"><span>One-off bonus</span></a></li><li><a href="/supporting-your-client/why-lv/our-awards" target="_self" class="" title="Our awards" role="menuitem"><span>Our awards</span></a></li></ul></li></ul></div></li><li class=""><a href="/supporting-your-client/member-benefits" target="_self" class="has-sub " title="Member benefits" role="menuitem" aria-expanded="false" aria-haspopup="true"><span>Member benefits</span><span class="icon-arrow"></span></a><div class="subnav level2"><ul><li><h3 class="section-heading">More</h3><ul class="children"><li><a href="/supporting-your-client/member-benefits" target="_self" class="" title="Member benefits" role="menuitem"><span>Member benefits</span></a></li><li><a href="/supporting-your-client/member-benefits/legal-advice" target="_self" class="" title="Legal Advice Line" role="menuitem"><span>Legal Advice Line</span></a></li><li><a href="/supporting-your-client/doctors-services" target="_self" class="" title="LV= Doctor Services" role="menuitem"><span>LV= Doctor Services</span></a></li><li><a href="/supporting-your-client/care-navigator" target="_self" class="" title="Care navigator" role="menuitem"><span>Care navigator</span></a></li></ul></li></ul></div></li></ul></div></li><li class="doc-library"><a href="/document-library" target="_self" class="" title="Document Library" role="menuitem"><span>Document Library</span><span class="icon-arrow"></span></a></li></ul></div></div><span id="skipnav" class="sr-only"></span></div></div>
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        <div id="a052f5ca-4876-494a-bc83-1ceaab45fb4d"><div id="d5bf1890-6fb4-4db7-ae4d-73c988383b29" class="intro-Text-container "><div class="main-container-fullbleed"><div class="grid  image-left"><div class="order1 grid-flex"><h2 class="title left">What guaranteed income solutions do we offer? </h2></div><div class="grid content-body order3"><span class="rte description left"><p>At LV=, we know a thing or two about guaranteed income. In fact, both of our fixed term options have been available for <strong>over 15 years</strong> &ndash; making our fixed term options some of the longest standing in the market.</p>
<p>This means we know how much clients value flexibility, the choice of a guaranteed income for a fixed term and our range of <a href="#e06e816a-4f9a-466b-92ae-8ba0bd42d905" title="Member benefits">member benefits</a> (including the potential for a mutual bonus).</p>
<p><strong>There are two ways to invest:</strong></p></span></div></div></div></div></div>
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        <div id="6ff7485d-3827-48d8-b9d6-244868aaf597"><div id="13b11840-02d7-4e68-8961-8540303b4945" class="product-card medium"><div class="heading-title"><h2 class="title align-center">Our guaranteed income solutions</h2></div><div class="display-flex"><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/pensions/fixed-term-annuity-768x441-1.jpg?cx=0.54&amp;amp;cy=0.33&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=79AD9FC9B5DF1A29037C22ED19A2C032 1x,/-/life/media/athena/images/pensions/fixed-term-annuity-768x441-1.jpg?cx=0.54&amp;amp;cy=0.33&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=1098F1FED6F99EE1788E39DD407E5B15 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/pensions/fixed-term-annuity-768x441-1.jpg?cx=0.54&amp;amp;cy=0.33&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=7288C3CA85769823D6CD0E7E6627F63C 1x,/-/life/media/athena/images/pensions/fixed-term-annuity-768x441-1.jpg?cx=0.54&amp;amp;cy=0.33&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=20B829A68367A897AA952A00CCA7F354 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/pensions/fixed-term-annuity-768x441-1.jpg?cx=0.54&amp;amp;cy=0.33&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=20B829A68367A897AA952A00CCA7F354" class="fullimg img-border" alt="Happy couple at the seaside"/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">LV= Fixed Term Annuity</h2><span class="rte description"><p>Our standalone Fixed Term Annuity offers your clients flexibility and control over their money &ndash; and a choice of benefits that come from being part of a mutual, helping them get the most from their retirement solution.</p></span><div class="cta-holder"><a href="/guaranteed-income-solutions/fixed-term-annuity" target="_self" class=" cta primary" title="" role="button">More on our Fixed Term Annuity</a></div></div></div><div tabindex="0" class="card noborder flex-block no-flex"><div class="image-container"><picture><source srcSet="/-/life/media/athena/images/pensions/fixed-term-investment-768x441.jpg?cx=0.56&amp;amp;cy=0.34&amp;amp;cw=564&amp;amp;ch=216&amp;amp;hash=59D7D976CDB4B51673699816F9F90663 1x,/-/life/media/athena/images/pensions/fixed-term-investment-768x441.jpg?cx=0.56&amp;amp;cy=0.34&amp;amp;cw=1128&amp;amp;ch=432&amp;amp;hash=ED845421AC361AB8619D5CB4EE5A7163 2x" media="(min-width: 769px)"/><source srcSet="/-/life/media/athena/images/pensions/fixed-term-investment-768x441.jpg?cx=0.56&amp;amp;cy=0.34&amp;amp;cw=768&amp;amp;ch=441&amp;amp;hash=6F07E7C0BC36C80AF5780405940A66AB 1x,/-/life/media/athena/images/pensions/fixed-term-investment-768x441.jpg?cx=0.56&amp;amp;cy=0.34&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=F5A69C31E9FDF05DD48C4C75A38CB5FA 2x" media="(min-width: 0px)"/><img src="/-/life/media/athena/images/pensions/fixed-term-investment-768x441.jpg?cx=0.56&amp;amp;cy=0.34&amp;amp;cw=1536&amp;amp;ch=882&amp;amp;hash=F5A69C31E9FDF05DD48C4C75A38CB5FA" class="fullimg img-border" alt=""/></picture><div class="mask  horizontal "><svg version="1.1" x="0px" y="0px" viewBox="0 0 2411 72" width="2411" height="72" preserveAspectRatio="xMinYMax"><path class="mask-path" d="M 0 72 L 2411 72 L 2411 -0.324219 C 2021.722656 47.890625 1619.890625 72 1205.5 72 C 791.109375 72 389.277344 47.890625 0 -0.324219 Z M 0 72"></path></svg></div></div><div class="content"><h2 class="title card-title">LV= Fixed Term Investment (Trustee Investment Plan)</h2><span class="rte description"><span>An innovative solution that produces guaranteed income and/or capital growth at maturity for 3-25 years within an LV= or external SIPP.</span></span><div class="cta-holder"><a href="/guaranteed-income-solutions/fixed-term-investment" target="_self" class=" cta primary" title="" role="button">More on our Fixed Term Investment</a></div></div></div></div></div></div>
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