Flexible Guarantee Fund:

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Smoothing – done differently

Our funds are uniquely equipped to support risk-sensitive clients. We offer a smoothing feature that reduces the day-to-day volatility of investing:

  • It works by averaging daily unit prices over the last 26 weeks.
  • It still means that the value of your client’s investment can go down as well as up - just less so each day.
  • It helps your clients by reducing the impact of daily price volatility on their pension investment.
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Fund options, risk-rated

Our Flexible Guarantee Fund has a choice of three pension funds: Cautious, Balanced and Managed Growth. Each fund has a different risk-rating:

  • Defaqto rated the funds: Cautious – 3, Balanced – risk-rating 4, Managed Growth – risk-rating 5.
  • Distribution Technology rated the funds Cautious – 3, Balanced – risk-rating 4, Managed Growth – risk-rating 5.
  • These funds are managed by the global asset manager Columbia Threadneedle Investments to a mandate set by us.
Book School Documents

Quick facts

Helping you get the details you need, in one handy document. Discover the information about our Flexible Guarantee Fund here.
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Optional guarantee

Your client can lock in investment gains, and protect against downside risk with an optional guarantee:

  • It’s an invaluable option for retirement income planning.
  • It protects against the potential impact of sequential risk.
  • It can be purchased at any time – locking in growth achieved at that point.
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Getting more from your client’s investment

Your client gets more with us. They can opt to become a member – that means they’ll unlock a host of benefits, at no extra cost:

  • Discounts on general insurance products provided by LV= General Insurance Group, a subsidiary company of Allianz Holdings plc.
  • Member Care Line – giving free access to nurses, trained counsellors and legal advisers.
  • Voting rights in our AGM.
  • Member Support Fund – your clients can ask for financial assistance if they’re struggling to make ends meet. 

Learn more about Member Benefits

Contact Phone

Let's talk

0800 085 0250

9am - 5.30pm Mon-Fri

TextDirect: first dial 18001. We will record or monitor calls for training and auditing.