Flexible Guarantee Fund:

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Flexible Guarantee Fund Series 2

Our Flexible Guarantee Fund offers long term steady growth. It helps manage the impact of volatility by averaging the investment return over a rolling 26-week period.

Download our Flexible Guarantee Funds quarterly fund charges.

Fund management charges

An annual management charge applies to your client's’ investments – it’s taken on a monthly basis as 1/12th of the annual charge by cancelling units.

Your client can access their money if they need to – we don’t charge initial fees or early encashment fees.  

View latest Flexible Guarantee Fund management charges

Latest investment performance

Find details on the asset mix of each fund and the latest investment performance:

Guarantee charges – for funds starting on or after 12 June 2017

The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we’ll always offer at least a 10-year guarantee term on each fund option. 

The tables below show the current charges for new guarantees for any client who; is thinking of investing in a Flexible Guarantee Fund and purchasing a guarantee, is already invested in a Flexible Guarantee Fund and is thinking of purchasing a new guarantee or is replacing their existing guarantee (to lock in gains), or because their current guarantee term is ending soon.

Please remember that these charges can be changed at any time.
Guarantee Term (Years)/Fund8910
Cautious Series 2 Fund1.40%1.20%1.00%
Balanced Series 2 FundN/AN/A1.30%
Managed Growth FundN/AN/A1.50%
Charges of £25 are applied for purchasing, re-purchasing and re-basing a guarantee more than once per policy year. There are no set-up or exit charges.

Guarantee charges – for funds started before 11 June 2017

We offer a range of guarantee terms to help you tailor the guarantee to your client’s investment or retirement income strategy. See the guarantee charges for historic funds below.

Funds started between 01 July 2014 to 11 June 2017

If your clients’ fund started between 01 July 2014 and 11 June 2017, they can choose from the following fund guarantee options:
Guarantee Term (Years)/Fund8910
Cautious Series 2 Fund1.20%0.90%0.70%
Balanced Series 2 FundN/AN/A1.00%
Managed Growth FundN/AN/A1.70%
The guarantee charge is taken monthly as 1/12 of the annual charge. The guarantee terms we offer may change over time. However, we’ll always offer at least a 10 year guarantee term on each fund option.
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0800 085 0250

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